Real Estate Investing in Clifton Hill, Missouri (65244)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Randolph County • Population: 312 • Data updated: September 2026

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Should you buy in 65244 (Clifton Hill, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 38.4% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clifton Hill, MO (65244)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $240,074
Avg Monthly Rent $819
1% Rule ✗ Does Not Meet
Median Income $70,250
% Renters 12.9%

Market Analysis: 65244 Clifton Hill

From a cash-flow lens, ZIP 65244 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $240K median. It rewards specialists, not generalists.

Turning to rents, the numbers look inviting — $240K purchase price, 0.0% nominal cap — the work to hit that pro forma in 65244 is substantial and deserves full respect.

Statewide comparisons place 65244 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 65244 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clifton Hill:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $819/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Moberly, MO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Moberly, MO metro data

Market Trends

Home Value History (with trend line)

$251K$219K$186K$153K$121K$88KJan 2012May 2019Jul 2026

📊 How Does 65244 Compare?

Metric 65244 Clifton Hill Moberly, MO Missouri
Home Value $240,074 $240,074 N/A $254,657
5-Year CAGR 5.8% 5.8% N/A 7.0%
Avg Rent $819 $819 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 65244? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65244 (Clifton Hill, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Moberly, MO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $240,074
Monthly Rent $819
Price-to-Rent 24.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
38.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65244

Population: 312

💰 Median Household Income
$70,250
This area
$70,250
State
$62,768
USA
$74,580
🏠 Renter Occupied
12.9%
This area
12.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-8.1%
USA
3.7%
🎓 College Educated
19.8%
This area
19.8%
State
8.6%
USA
33.7%
👤 Median Age
32.9 years
This area
32.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
38.4%
This area
38.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 98.7%
Other/Mixed 1.3%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
12.7%
This area
12.7%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65244

A Avg School Grade
1 Schools
9.4:1 Avg Class Size
$16,020 Avg Per Pupil

Schools in This ZIP Code

A Very Good

WESTRAN MIDDLE

📚 06 – 08 Middle
👥
129 Students
👨‍🏫
9.4:1 Class Size
💰
$16,020 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,928 Off-Campus Students
C
Moberly Area Community College
4,997 students · 11.7 mi
C
Central Christian College of the Bible
183 students · 13.7 mi

Investor Insight: With 1,928 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Clifton Hill, MO stack up for property investment?

Yes - Clifton Hill, MO a 3.0/5 investability score. With $240K home prices against $819/mo monthly rent, the market delivers a reasonable entry point for new investors.

How should investors approach Clifton Hill, MO?

In Clifton Hill, MO the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $240K prices and $819/mo rents suits that approach.

What are rental rates like in Clifton Hill, MO?

Rental rates in Clifton Hill, MO average $819/mo. Tenant demand and $240K home values make the yield look reasonable by investor standards.

Do rentals sit vacant long in Clifton Hill, MO?

Expect elevated vacancy in Clifton Hill, MO. Rents at $819/mo are absorbed by the tenant base without meaningful lag.

Is Clifton Hill, MO suited for a house hack?

The a challenging house-hack environment in Clifton Hill, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 65244 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65244 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 65244 ranks in Moberly, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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