Real Estate Investing in Excello, Missouri (65260)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Randolph County • Population: 454 • Data updated: September 2026

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Should you buy in 65260 (Excello, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 21.9% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 25.3 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Excello, MO (65260)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $265,100
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $58,750
% Renters 13.0%

Market Analysis: 65260 Excello

ZIP 65260 inside Randolph County looks affordable on the surface — median value of $265K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 65260 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 65260's metrics run below Randolph County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A robust renter share of 13% in 65260 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 65260 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Excello:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+12.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Moberly, MO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Moberly, MO metro data

Market Trends

Home Value History (with trend line)

$278K$241K$204K$166K$129K$92KJan 2012May 2019Jul 2026

📊 How Does 65260 Compare?

Metric 65260 Excello Moberly, MO Missouri
Home Value $265,100 $258,426 N/A $254,657
5-Year CAGR 7.0% 7.0% N/A 7.0%
Avg Rent $873 $860 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 65260? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65260 (Excello, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+7.0%
Strong

📉 Market Crash Risk Index

Based on Moberly, MO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $265,100
Monthly Rent $873
Price-to-Rent 25.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +12.1% ▲
3-Year CAGR +7.1% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 65260

Population: 454

💰 Median Household Income
$58,750
This area
$58,750
State
$62,768
USA
$74,580
🏠 Renter Occupied
13.0%
This area
13.0%
State
23.7%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-8.1%
USA
3.7%
🎓 College Educated
13.2%
This area
13.2%
State
8.6%
USA
33.7%
👤 Median Age
47.4 years
This area
47.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
21.9%
This area
21.9%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 96.2%
Other/Mixed 3.8%
👶 Under 18
19.1%
This area
19.1%
USA
22.0%
👴 65 and Over
13.5%
This area
13.5%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 1,928 Off-Campus Students
C
Moberly Area Community College
4,997 students · 12.0 mi
C
Central Christian College of the Bible
183 students · 13.3 mi

Investor Insight: With 1,928 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Excello, MO?

In Excello, MO the median home value sits at $265K. Against the broader MO market, that reads as reasonable for most investors.

Can I house hack in Excello, MO?

Excello, MO is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $265K price point reasonable to enter.

How should investors approach Excello, MO?

In Excello, MO the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $265K prices and $873/mo rents suits that approach.

How do landlord-tenant laws work in Excello, MO?

MO law landlord-friendly for landlords, and Excello inherits those rules. Investors should still review local ordinances for rental licensing.

How strong are rents in Excello, MO?

Investors in Excello, MO typically see rents near $873/mo per month against $265K home values - a solid setup for rental cash flow.

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How 65260 ranks in Moberly, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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