Real Estate Investing in Clarence, Missouri (63437)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Shelby County • Population: 1,558 • Data updated: September 2026

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Should you buy in 63437 (Clarence, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 19.4% of homes vacant — above national norms.
  • Lower household income: $35,469 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clarence, MO (63437)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $180,203
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $35,469
% Renters 28.8%

Market Analysis: 63437 Clarence

The 63437 ZIP in Clarence, MO is a local-operator market. Outside capital chasing a $180K entry has to pair deep knowledge with the discount.

For an experienced owner, 63437 can be a a viable market for hunting ground — but the discount at $180K reflects genuine risk that outside investors often underestimate.

In the broader MO picture, 63437 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 63437 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 63437 is an operator game, not a passive one. Meanwhile, entry prices of $180K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clarence:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+12.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 63437

Which property type performs best in this market?

Best for Cash Flow
2BR
7.6% cap rate
Best for Appreciation
3BR
+10.3% 5yr CAGR
Best Overall Value
2BR
$42,428/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $84,857 $890 7.6% +8.8% $42,428
3BR $146,829 $1,190 5.8% +10.3% $48,943

Market Trends

Home Value History (with trend line)

$190K$164K$139K$114K$88K$63KJul 2006Jul 2016Jul 2026

📊 How Does 63437 Compare?

Metric 63437 Clarence Missouri
Home Value $180,203 $180,203 $254,657
5-Year CAGR 10.2% 10.2% 7.0%
Avg Rent $801 $801 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 63437? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63437 (Clarence, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+10.2%
Strong

📊 Market Snapshot

Home Value $180,203
Monthly Rent $801
Price-to-Rent 18.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.5%
5-Year IRR 13.6%

📈 Home Appreciation

1-Year +12.8% ▲
3-Year CAGR +11.5% ▲
5-Year CAGR +10.2% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+10.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63437

Population: 1,558

💰 Median Household Income
$35,469
This area
$35,469
State
$62,768
USA
$74,580
🏠 Renter Occupied
28.8%
This area
28.8%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-8.1%
USA
3.7%
🎓 College Educated
19.6%
This area
19.6%
State
8.6%
USA
33.7%
👤 Median Age
40.1 years
This area
40.1 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
19.4%
This area
19.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 94.0%
Other/Mixed 3.2%
Black/African American 2.7%
Hispanic/Latino 2.2%
Asian 0.2%
👶 Under 18
23.9%
This area
23.9%
USA
22.0%
👴 65 and Over
24.7%
This area
24.7%
USA
17.3%
📊 Poverty Rate
17.5%
This area
17.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is vacancy a concern in Clarence, MO?

Expect elevated vacancy in Clarence, MO. Rents at $801/mo are absorbed by the tenant base without meaningful lag.

Is the tenant base reliable in Clarence, MO?

The renter base in Clarence, MO is reasonable for the $801/mo price point. Screening well and pricing to market typically yields stable tenants.

Are rents high in Clarence, MO?

Clarence, MO rentals go for roughly $801/mo a month. That puts gross yield in solid territory relative to $180K acquisition costs.

Is Clarence, MO suited for a house hack?

For house hackers, Clarence, MO is a challenging. The $801/mo rent on a unit helps defray the mortgage on a $180K property.

Is Clarence in MO worth investing in?

Investors tracking Clarence, MO will find a 3.0/5 rating supported by $180K median home values and $801/mo rents. That profile suits long-term holders targeting predictable returns.

You know 63437 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63437 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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