Real Estate Investing in Kansas City, Missouri (64145)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jackson County • Population: 5,057 • Data updated: September 2026

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Should you buy in 64145 (Kansas City, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kansas City, MO (64145)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $424,238
Avg Monthly Rent $1,458
1% Rule ✗ Does Not Meet
Median Income $93,493
% Renters 16.9%

Market Analysis: 64145 Kansas City

The 64145 ZIP covers a section of Kansas City that demands careful diligence. Prices near $424K look accessible, but the work to make a deal cash flow is real.

In practical terms, the numbers look inviting — $424K purchase price, 0.0% nominal cap — the work to hit that pro forma in 64145 is substantial and deserves full respect.

The gap between 64145 and stronger Kansas City ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 64145 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 64145 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kansas City:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,458/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kansas City, MO-KS Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
12.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kansas City, MO-KS metro data
🏠

Property Strategy for 64145

Which property type performs best in this market?

Best for Cash Flow
2BR
4.2% cap rate
Best for Appreciation
2BR
+6.8% 5yr CAGR
Best Overall Value
5BR
$110,184/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $278,434 $1,620 4.2% +6.8% $139,217
3BR $370,989 $2,110 4.1% +5.9% $123,663
4BR $447,719 $2,510 4.0% +5.7% $111,930
5BR $550,919 +5.7% $110,184

Market Trends

Home Value History (with trend line)

$444K$389K$333K$277K$221K$166KJul 2006Jul 2016Jul 2026

📊 How Does 64145 Compare?

Metric 64145 Kansas City Kansas City, MO-KS Missouri
Home Value $424,238 $268,620 N/A $254,657
5-Year CAGR 4.8% 4.9% N/A 7.0%
Avg Rent $1,458 $1,470 N/A -
Cap Rate 2.7% 5.1% - -
💡 Why Invest in 64145? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64145 (Kansas City, MO). Anonymous, moderated, never written by AI.

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Property managers serving Jackson County

Manage rentals here? List your business →

Alpine Property Management offers residential property management services in the Kansas City metro area, including Kansas City, Independence, Lees Summit, Blue Springs, Liberty, Gladstone, Overland P summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Meridian Realty & Property Management has been an innovative leader in the property management industry since 2013, managing 700+ single-family homes, multi-family units, and apartment complexes in Ka summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

North Terrace Property Management offers premier Kansas City rentals, including elegant 2-bedroom lofts and spacious 3-bedroom townhomes in Belton, MO, and renovated 1-bedroom apartments in Midtown Ka summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.8%
Moderate

📊 Market Snapshot

Home Value $424,238
Monthly Rent $1,458
Price-to-Rent 24.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +4.8% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64145

Population: 5,057

💰 Median Household Income
$93,493
This area
$93,493
State
$62,768
USA
$74,580
🏠 Renter Occupied
16.9%
This area
16.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-8.1%
USA
3.7%
🎓 College Educated
58.7%
This area
58.7%
State
8.6%
USA
33.7%
👤 Median Age
51.8 years
This area
51.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 78.6%
Other/Mixed 9.3%
Black/African American 9.1%
Hispanic/Latino 3.6%
Asian 2.9%
👶 Under 18
16.5%
This area
16.5%
USA
22.0%
👴 65 and Over
30.4%
This area
30.4%
USA
17.3%
📊 Poverty Rate
2.6%
This area
2.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64145

A+ Avg School Grade
1 Schools
11.7:1 Avg Class Size
$17,524 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

MARTIN CITY ELEM.

📚 K – 08 School
👥
640 Students
👨‍🏫
11.7:1 Class Size
💰
$17,524 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Leawood Middle

📚 06 – 08 Middle
📍 2410 W. 123rd St., Leawood
👥
490 Students
👨‍🏫
13.5:1 Class Size
💰
$16,186 Per Student
A Very Good

Mission Trail Elementary

📚 Pre-K – 05 Elementary
📍 13200 Mission Road, Leawood
👥
369 Students
👨‍🏫
12.2:1 Class Size
💰
$16,186 Per Student
A Very Good

Overland Trail Elementary

📚 K – 05 Elementary
📍 6225 W. 133rd St., Overland Park
👥
591 Students
👨‍🏫
14.3:1 Class Size
💰
$16,186 Per Student
A Very Good

Overland Trail Middle

📚 06 – 08 Middle
📍 6201 W. 133rd St., Overland Park
👥
562 Students
👨‍🏫
12.7:1 Class Size
💰
$16,186 Per Student
A Very Good

Prairie Star Elementary

📚 K – 05 Elementary
📍 3800 W. 143rd St., Leawood
👥
406 Students
👨‍🏫
14.3:1 Class Size
💰
$16,186 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Avila University
1,733 students · 2.3 mi
D
Saint Paul School of Theology
100 students · 2.4 mi
C+
Calvary University
262 students · 3.8 mi
D
Concorde Career College-Kansas City
240 students · 3.9 mi
C
Z Hair Academy
307 students · 3.9 mi
C
Ottawa University-Online
957 students · 4.1 mi
C
Ottawa University-Kansas City
431 students · 4.1 mi
C
Cleveland University-Kansas City
588 students · 5.7 mi

Frequently Asked Questions

What are vacancy rates like in Kansas City, MO?

Kansas City, MO sees elevated vacancy, which is reasonable relative to the broader MO rental market.

What price range are homes in Kansas City, MO?

The median home value in Kansas City, MO is roughly $424K. That puts it reasonable relative to the MO statewide average.

Is Kansas City, MO a good market for buy-and-hold investors?

Investors tracking Kansas City, MO will find a 3.0/5 rating supported by $424K median home values and $1,458/mo rents. That profile suits long-term holders targeting steady returns.

Can owner-occupants cash flow in Kansas City, MO?

Kansas City, MO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,458/mo rent level.

What is the average monthly rent in Kansas City, MO?

Rent in Kansas City, MO is around $1,458/mo. The resulting rent-to-value relationship with $424K pricing is reasonable for most investor models.

You know 64145 now. You don’t know where it ranks.

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How 64145 ranks in Kansas City, MO-KS

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Cash Flow → Appreciation → Affordable → 1% Rule →
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