Real Estate Investing in Bloomington, Minnesota (55437)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55437 (Bloomington, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Bloomington, MN (55437)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55437 Bloomington
The 55437 ZIP in Bloomington, MN is a local-operator market. Outside capital chasing a $401K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $401K asset, 55437 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 55437 and stronger Bloomington ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 55437 includes headwinds that any investor should price in. Income distribution skews lower than Bloomington averages, and tenant stability requires active management.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Bloomington:
Property Strategy for 55437
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $152,570 | $1,590 | 7.5% | +2.0% | $152,570 |
| 2BR | $274,757 | $1,940 | 5.1% | +3.6% | $137,379 |
| 3BR | $381,348 | $2,570 | 4.9% | +4.1% | $127,116 |
| 4BR | $465,460 | $2,870 | 4.4% | +4.3% | $116,365 |
| 5BR | $529,314 | — | — | +4.5% | $105,863 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55437 Compare?
| Metric | 55437 | Bloomington | Minnesota |
|---|---|---|---|
| Home Value | $400,941 | $376,576 | $340,597 |
| 5-Year CAGR | 3.0% | 2.9% | 4.9% |
| Avg Rent | $1,695 | $1,655 | - |
| Cap Rate | 3.3% | 3.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55437 (Bloomington, MN). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 55437 (Bloomington, MN)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Hennepin County
Manage rentals here? List your business →JJS Property Management of Central Minnesota offers a wide choice of apartments in various areas including Avon, Buffalo, Milaca, Monticello, Royalton, Sartell, Sauk Rapids, St. Cloud, and St. Joseph. summary from their website
MGM Property Management, LLC provides property management services for rental properties, homeowner associations, and commercial tenants in the Twin Cities, Rochester, and St. Cloud areas. summary from their website
Simply Residential Property Management offers expert management of single-family, condominiums, and multi-family dwellings throughout the Twin Cities. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $400,941 |
| Monthly Rent | $1,695 |
| Price-to-Rent | 19.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 6.3% |
📈 Home Appreciation
| 1-Year | +6.3% ▲ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | -3.8% ▼ |
| 3-Year CAGR | +0.4% ▲ |
| 5-Year CAGR | +2.2% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55437
Population: 19,282
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55437
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
WESTWOOD ELEMENTARY
HILLCREST ELEMENTARY
OAK GROVE ELEMENTARY
OAK GROVE MIDDLE
RIDGEVIEW ELEMENTARY
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,001 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What real estate strategy is ideal for Bloomington, MN?
The best-fit strategy in Bloomington, MN is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is Bloomington, MN a smart market for rental property?
Yes - Bloomington, MN a 3.0/5 investability score. With $401K home prices against $1,695/mo monthly rent, the market delivers a reasonable entry point for new investors.
Are homes affordable in Bloomington, MN?
Expect median prices around $401K in Bloomington, MN. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.
Do rentals sit vacant long in Bloomington, MN?
Bloomington, MN vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Are landlord laws favorable in Bloomington, MN?
Bloomington, MN falls under MN landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.
You know 55437 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 55437 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 55437 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 55437 (Bloomington)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 55437 (Bloomington, MN).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.