Real Estate Investing in Bloomington, Minnesota (55425)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55425 (Bloomington, MN)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Bloomington, MN (55425)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55425 Bloomington
Investors eyeing 55425 need to respect the fundamentals at play. Home values of $348K come alongside slower price movement and elevated management overhead.
The investment case in 55425 is robust only for operators who understand what they are buying. A $348K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In the broader MN picture, 55425 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 55425 ZIP's population of 10,562 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
Experienced landlords with local relationships tend to find 55425 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Bloomington:
Property Strategy for 55425
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $244,636 | $1,470 | 4.3% | +6.5% | $244,636 |
| 2BR | $319,751 | $1,790 | 4.0% | +4.8% | $159,875 |
| 3BR | $332,993 | $2,370 | 5.1% | +4.2% | $110,998 |
| 4BR | $375,541 | $2,650 | 5.1% | +4.1% | $93,885 |
| 5BR | $420,655 | — | — | +3.6% | $84,131 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55425 Compare?
| Metric | 55425 | Bloomington | Minnesota |
|---|---|---|---|
| Home Value | $348,439 | $376,576 | $340,597 |
| 5-Year CAGR | 3.1% | 2.9% | 4.9% |
| Avg Rent | $1,688 | $1,655 | - |
| Cap Rate | 3.8% | 3.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55425 (Bloomington, MN). Anonymous, moderated, never written by AI.
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Property managers serving Hennepin County
Manage rentals here? List your business →JJS Property Management of Central Minnesota offers a wide choice of apartments in various areas including Avon, Buffalo, Milaca, Monticello, Royalton, Sartell, Sauk Rapids, St. Cloud, and St. Joseph. summary from their website
MGM Property Management, LLC provides property management services for rental properties, homeowner associations, and commercial tenants in the Twin Cities, Rochester, and St. Cloud areas. summary from their website
Simply Residential Property Management offers expert management of single-family, condominiums, and multi-family dwellings throughout the Twin Cities. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $348,439 |
| Monthly Rent | $1,688 |
| Price-to-Rent | 17.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 6.9% |
📈 Home Appreciation
| 1-Year | +10.7% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +3.1% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | +1.8% ▲ |
| 5-Year CAGR | +2.8% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55425
Population: 10,562
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55425
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
INDIAN MOUNDS ELEMENTARY
VALLEY VIEW ELEMENTARY
VALLEY VIEW MIDDLE
New Code Academy Middle School
Compass Academy
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,001 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Bloomington, MN a good market for buy-and-hold investors?
With a 3.0/5 investability score, Bloomington, MN ranks as a solid market for rental property investors. Median prices of $348K and rents of $1,688/mo drive the underlying numbers.
Should investors worry about vacancy in Bloomington, MN?
Expect elevated vacancy in Bloomington, MN. Rents at $1,688/mo are absorbed by the tenant base without meaningful lag.
What do landlords charge for rent in Bloomington, MN?
Rental rates in Bloomington, MN average $1,688/mo. Tenant demand and $348K home values make the yield look reasonable by investor standards.
What is it like being a landlord in Bloomington, MN?
Bloomington, MN operates under MN law, which is balanced overall for landlords. Expect stable treatment in typical lease and eviction cases.
What is the smart move for investors in Bloomington, MN?
The best-fit strategy in Bloomington, MN is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 55425 now. You don’t know where it ranks.
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How 55425 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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