Real Estate Investing in Ridgeland, Wisconsin (54763)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dunn County • Population: 1,011 • Data updated: September 2026

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Should you buy in 54763 (Ridgeland, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ridgeland, WI (54763)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $275,920
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $71,000
% Renters 20.4%

Market Analysis: 54763 Ridgeland

On balance, ZIP 54763 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $276K median. It rewards specialists, not generalists.

Rent of $873/mo on a $276K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 54763 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Ridgeland have seen price recovery that 54763 has not matched. Dunn County data supports the view that the spread is structural rather than temporary.

The 54763 ZIP's population of 1,011 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ridgeland:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+9.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Menomonie, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Menomonie, WI metro data

Market Trends

Home Value History (with trend line)

$292K$261K$231K$200K$170K$139KFeb 2018May 2022Jul 2026

📊 How Does 54763 Compare?

Metric 54763 Ridgeland Menomonie, WI Wisconsin
Home Value $275,920 $275,920 N/A $320,446
5-Year CAGR 5.8% 5.8% N/A 7.3%
Avg Rent $873 $873 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 54763? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54763 (Ridgeland, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Menomonie, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $275,920
Monthly Rent $873
Price-to-Rent 26.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +9.2% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54763

Population: 1,011

💰 Median Household Income
$71,000
This area
$71,000
State
$73,177
USA
$74,580
🏠 Renter Occupied
20.4%
This area
20.4%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-1.8%
USA
3.7%
🎓 College Educated
18.6%
This area
18.6%
State
17.1%
USA
33.7%
👤 Median Age
49.0 years
This area
49.0 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
7.9%
This area
7.9%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 97.0%
Other/Mixed 2.8%
Hispanic/Latino 1.8%
Asian 0.2%
👶 Under 18
21.5%
This area
21.5%
USA
22.0%
👴 65 and Over
25.6%
This area
25.6%
USA
17.3%
📊 Poverty Rate
5.3%
This area
5.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54763

A Avg School Grade
1 Schools
10.1:1 Avg Class Size
$26,099 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Ridgeland-Dallas Elementary

📚 Pre-K – 04 Elementary
👥
75 Students
👨‍🏫
10.1:1 Class Size
💰
$26,099 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How quickly do rentals get leased in Ridgeland, WI?

Vacancy risk in Ridgeland, WI is elevated. That supports measured cash flow for typical rental holds.

Are tenants stable in Ridgeland, WI?

Ridgeland, WI draws a measured base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.

How does Ridgeland, WI rate as a rental market?

Ridgeland, WI rates 3.0/5 for investability. With median values at $276K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.

Does Ridgeland, WI favor landlords or tenants?

Rental owners in Ridgeland, WI deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the average home sale price in Ridgeland, WI?

Typical homes in Ridgeland, WI go for around $276K. The 5-year CAGR of 0.0% measured price movement.

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How 54763 ranks in Menomonie, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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