Real Estate Investing in Coon Valley, Wisconsin (54623)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

La Crosse County • Population: 1,949 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 54623 (Coon Valley, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 29.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Coon Valley, WI (54623)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $353,377
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $80,000
% Renters 14.6%

Market Analysis: 54623 Coon Valley

The 54623 ZIP covers a section of Coon Valley that demands careful diligence. Prices near $353K look accessible, but the work to make a deal cash flow is real.

The investment case in 54623 is notable only for operators who understand what they are buying. A $353K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader WI picture, 54623 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

On the rental side, 1,949 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 54623 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Coon Valley:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+12.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$368K$326K$284K$242K$200K$158KJan 2012May 2019Jul 2026

📊 How Does 54623 Compare?

Metric 54623 Coon Valley Wisconsin
Home Value $353,377 $353,377 $320,446
5-Year CAGR 4.6% 4.6% 7.3%
Avg Rent $1,017 $1,017 -
Cap Rate 2.2% 2.2% -
💡 Why Invest in 54623? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54623 (Coon Valley, WI). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 54623 (Coon Valley, WI)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $353,377
Monthly Rent $1,017
Price-to-Rent 29.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.2%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +12.5% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54623

Population: 1,949

💰 Median Household Income
$80,000
This area
$80,000
State
$73,177
USA
$74,580
🏠 Renter Occupied
14.6%
This area
14.6%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-1.8%
USA
3.7%
🎓 College Educated
30.4%
This area
30.4%
State
17.1%
USA
33.7%
👤 Median Age
46.5 years
This area
46.5 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 96.9%
Other/Mixed 2.8%
Hispanic/Latino 1.7%
Asian 0.3%
👶 Under 18
19.3%
This area
19.3%
USA
22.0%
👴 65 and Over
22.6%
This area
22.6%
USA
17.3%
📊 Poverty Rate
3.8%
This area
3.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54623

A+ Avg School Grade
1 Schools
10.0:1 Avg Class Size
$23,471 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Coon Valley Elementary

📚 Pre-K – 04 Elementary
👥
115 Students
👨‍🏫
10.0:1 Class Size
💰
$23,471 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,771 Off-Campus Students
B
University of Wisconsin-La Crosse
10,299 students · 11.7 mi
C
Viterbo University
2,301 students · 11.8 mi
C
Western Technical College
3,906 students · 12.3 mi
C+
The Salon Professional Academy-Onalaska
76 students · 13.0 mi

Investor Insight: With 1,771 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Which investment style suits Coon Valley, WI?

A careful cash-flow rentals with hands-on management strategy Coon Valley, WI best. The market produces reliable results for that approach at the $353K price point.

How qualified is the tenant pool in Coon Valley, WI?

The tenant pool in Coon Valley, WI is solid, supported by local employment and population fundamentals. Rents of $1,017/mo are well-absorbed by the market.

Is Coon Valley, WI a smart market for rental property?

The 3.0/5 investability rating in Coon Valley, WI reflects its $353K prices and $1,017/mo rents. Investors generally consider it a solid option within WI.

Can owner-occupants cash flow in Coon Valley, WI?

Coon Valley, WI is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $353K price point reasonable to enter.

Is Coon Valley, WI landlord-friendly?

WI law landlord-friendly for landlords, and Coon Valley inherits those rules. Investors should still review local ordinances for rental licensing.

You know 54623 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54623 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 54623 ranks in La Crosse-Onalaska, WI-MN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 54623 (Coon Valley)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 54623 (Coon Valley, WI).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.