Real Estate Investing in Mosinee, Wisconsin (54455)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marathon County • Population: 18,994 • Data updated: September 2026

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Should you buy in 54455 (Mosinee, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Mosinee, WI (54455)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $331,413
Avg Monthly Rent $1,355
1% Rule ✗ Does Not Meet
Median Income $92,109
% Renters 20.3%

Market Analysis: 54455 Mosinee

The 54455 ZIP in Mosinee, WI is a local-operator market. Outside capital chasing a $331K entry has to pair deep knowledge with the discount.

For an experienced owner, 54455 can be a a strong candidate for hunting ground — but the discount at $331K reflects genuine risk that outside investors often underestimate.

The gap between 54455 and stronger Mosinee ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 54455 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 54455 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mosinee:

B Good
Buy Confidence Score: 72/100
Affordability
15/25
Appreciation
25/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+10.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,355/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Wausau-Weston, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Wausau-Weston, WI metro data
🏠

Property Strategy for 54455

Which property type performs best in this market?

Best for Cash Flow
2BR
4.1% cap rate
Best for Appreciation
2BR
+8.2% 5yr CAGR
Best Overall Value
3BR
$101,804/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $212,186 $1,210 4.1% +8.2% $106,093
3BR $305,413 $1,590 3.7% +7.6% $101,804

Market Trends

Home Value History (with trend line)

$347K$303K$259K$215K$171K$127KJan 2009Oct 2017Jul 2026

Rent History (with trend line)

No data available

📊 How Does 54455 Compare?

Metric 54455 Mosinee Wausau-Weston, WI Wisconsin
Home Value $331,413 $331,413 N/A $320,446
5-Year CAGR 8.0% 8.0% N/A 7.3%
Avg Rent $1,355 $1,355 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 54455? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54455 (Mosinee, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+8.0%
Strong

📊 Market Snapshot

Home Value $331,413
Monthly Rent $1,355
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 11.1%

📈 Home Appreciation

1-Year +10.8% ▲
3-Year CAGR +8.3% ▲
5-Year CAGR +8.0% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54455

Population: 18,994

💰 Median Household Income
$92,109
This area
$92,109
State
$73,177
USA
$74,580
🏠 Renter Occupied
20.3%
This area
20.3%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-1.8%
USA
3.7%
🎓 College Educated
29.6%
This area
29.6%
State
17.1%
USA
33.7%
👤 Median Age
39.6 years
This area
39.6 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 93.5%
Other/Mixed 4.4%
Asian 1.6%
Hispanic/Latino 1.3%
Black/African American 0.5%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
14.7%
This area
14.7%
USA
17.3%
📊 Poverty Rate
2.4%
This area
2.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54455

A Avg School Grade
3 Schools
13.4:1 Avg Class Size
$14,620 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Mosinee Elementary

📚 Pre-K – 03 Elementary
👥
623 Students
👨‍🏫
12.4:1 Class Size
💰
$14,620 Per Student
A Very Good

Mosinee High

📚 09 – 12 High School
👥
606 Students
👨‍🏫
14.1:1 Class Size
💰
$14,620 Per Student
A Very Good

Mosinee Middle

📚 04 – 08 School
👥
685 Students
👨‍🏫
13.8:1 Class Size
💰
$14,620 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
State College of Beauty Culture Inc
44 students · 12.5 mi

Frequently Asked Questions

What is the investability score for Mosinee, WI?

Mosinee, WI reports an investability rating of 3.0/5, with median home values near $331K and average rents around $1,355/mo. That combination puts it in the substantial tier for investor interest.

What is the typical rental rate in Mosinee, WI?

Investors in Mosinee, WI typically see rents near $1,355/mo per month against $331K home values - a solid setup for rental cash flow.

What is the smart move for investors in Mosinee, WI?

Most investors in Mosinee, WI run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is it easy to find good tenants in Mosinee, WI?

The renter base in Mosinee, WI is reasonable for the $1,355/mo price point. Screening well and pricing to market typically yields predictable tenants.

What kind of vacancy should I budget for in Mosinee, WI?

Occupancy in Mosinee, WI runs measured with elevated vacancy. Well-priced units at $1,355/mo lease on reasonable timelines.

You know 54455 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54455 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 54455 ranks in Wausau-Weston, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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