Real Estate Investing in Junction City, Wisconsin (54443)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Portage County • Population: 2,111 • Data updated: September 2026

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Should you buy in 54443 (Junction City, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.8% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 33.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Junction City, WI (54443)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $354,294
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $99,423
% Renters 9.0%

Market Analysis: 54443 Junction City

On the rental side, ZIP 54443 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $354K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 54443 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 54443 and stronger Junction City ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 54443 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 54443 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Junction City:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+13.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Stevens Point, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Stevens Point, WI metro data

Market Trends

Home Value History (with trend line)

$375K$324K$274K$224K$174K$124KApr 2010Jun 2018Jul 2026

📊 How Does 54443 Compare?

Metric 54443 Junction City Stevens Point, WI Wisconsin
Home Value $354,294 $354,294 N/A $320,446
5-Year CAGR 7.1% 7.1% N/A 7.3%
Avg Rent $873 $873 N/A -
Cap Rate 1.9% 1.9% - -
💡 Why Invest in 54443? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54443 (Junction City, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+7.1%
Strong

📉 Market Crash Risk Index

Based on Stevens Point, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $354,294
Monthly Rent $873
Price-to-Rent 33.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.0%
Cap Rate 1.9%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +13.9% ▲
3-Year CAGR +7.8% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54443

Population: 2,111

💰 Median Household Income
$99,423
This area
$99,423
State
$73,177
USA
$74,580
🏠 Renter Occupied
9.0%
This area
9.0%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-1.8%
USA
3.7%
🎓 College Educated
26.0%
This area
26.0%
State
17.1%
USA
33.7%
👤 Median Age
43.6 years
This area
43.6 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
18.8%
This area
18.8%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 92.5%
Other/Mixed 5.3%
Hispanic/Latino 2.1%
Asian 1.7%
Black/African American 0.5%
👶 Under 18
25.7%
This area
25.7%
USA
22.0%
👴 65 and Over
20.6%
This area
20.6%
USA
17.3%
📊 Poverty Rate
2.5%
This area
2.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54443

A Avg School Grade
1 Schools
13.8:1 Avg Class Size
$18,561 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Kennedy Elementary

📚 K – 06 School
👥
171 Students
👨‍🏫
13.8:1 Class Size
💰
$18,561 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 300 Off-Campus Students
C+
University of Wisconsin-Stevens Point
8,109 students · 10.6 mi

Frequently Asked Questions

How should investors approach Junction City, WI?

In Junction City, WI the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $354K prices and $873/mo rents suits that approach.

How landlord-friendly is Junction City, WI?

The landlord environment in Junction City, WI is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What monthly rent should investors expect in Junction City, WI?

Rental rates in Junction City, WI average $873/mo. Tenant demand and $354K home values make the yield look reasonable by investor standards.

Can I live-in-and-rent in Junction City, WI?

House hacking in Junction City, WI is a challenging. With home values around $354K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.

What is the tenant pool like in Junction City, WI?

The tenant pool in Junction City, WI is solid, supported by local employment and population fundamentals. Rents of $873/mo are well-absorbed by the market.

You know 54443 now. You don’t know where it ranks.

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How 54443 ranks in Stevens Point, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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