Real Estate Investing in Stevens Point, Wisconsin (54482)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54482 (Stevens Point, WI)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 31.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stevens Point, WI (54482)?
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Market Analysis: 54482 Stevens Point
Investors eyeing 54482 need to respect the fundamentals at play. Home values of $376K come alongside slower price movement and elevated management overhead.
Rent of $1,008/mo on a $376K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 54482 sits below the stated 0.0% once reality is priced in.
Regionally, 54482 sits on the difficult end of the WI spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 54482 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at Stevens Point's stable or hybrid ZIPs before stepping into 54482. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Stevens Point:
Property Strategy for 54482
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $270,602 | $1,120 | 3.0% | +7.6% | $135,301 |
| 3BR | $346,272 | $1,340 | 2.8% | +7.1% | $115,424 |
| 4BR | $435,887 | $1,480 | 2.4% | +7.7% | $108,972 |
Market Trends
Home Value History (with trend line)
📊 How Does 54482 Compare?
| Metric | 54482 | Stevens Point | Stevens Point, WI | Wisconsin |
|---|---|---|---|---|
| Home Value | $375,815 | $320,014 | N/A | $320,446 |
| 5-Year CAGR | 5.9% | 6.0% | N/A | 7.3% |
| Avg Rent | $1,008 | $1,125 | N/A | - |
| Cap Rate | 2.1% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54482 (Stevens Point, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $375,815 |
| Monthly Rent | $1,008 |
| Price-to-Rent | 31.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.2% |
| Cap Rate | 2.1% |
| 5-Year IRR | 8.0% |
📈 Home Appreciation
| 1-Year | +10.3% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54482
Population: 9,107
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong is the working-renter base in Stevens Point, WI?
Tenant demand in Stevens Point, WI is solid. The local workforce $1,008/mo rents across most rental classes.
Is Stevens Point in WI worth investing in?
Investors tracking Stevens Point, WI will find a 3.0/5 rating supported by $376K median home values and $1,008/mo rents. That profile suits long-term holders targeting steady returns.
Is rental property easy to operate in Stevens Point, WI?
The landlord environment in Stevens Point, WI is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Can I house hack in Stevens Point, WI?
Stevens Point, WI offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,008/mo rent level.
What are home prices like in Stevens Point, WI?
The median home value in Stevens Point, WI is roughly $376K. That puts it reasonable relative to the WI statewide average.
You know 54482 now. You don’t know where it ranks.
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How 54482 ranks in Stevens Point, WI
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