Real Estate Investing in Amherst Junction, Wisconsin (54407)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54407 (Amherst Junction, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.6% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 30.8 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Amherst Junction, WI (54407)?
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Market Analysis: 54407 Amherst Junction
This part of Portage County is not an easy win. The 54407 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 54407 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
In the broader WI picture, 54407 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
From an investor standpoint, 1,338 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 54407 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Amherst Junction:
Market Trends
Home Value History (with trend line)
📊 How Does 54407 Compare?
| Metric | 54407 | Amherst Junction | Stevens Point, WI | Wisconsin |
|---|---|---|---|---|
| Home Value | $385,308 | $385,308 | N/A | $320,446 |
| 5-Year CAGR | 7.8% | 7.8% | N/A | 7.3% |
| Avg Rent | $1,044 | $1,044 | N/A | - |
| Cap Rate | 2.1% | 2.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54407 (Amherst Junction, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $385,308 |
| Monthly Rent | $1,044 |
| Price-to-Rent | 30.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.3% |
| Cap Rate | 2.1% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +18.3% ▲ |
| 3-Year CAGR | +7.0% ▲ |
| 5-Year CAGR | +7.8% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54407
Population: 1,338
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54407
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How expensive is real estate in Amherst Junction, WI?
Median home price in Amherst Junction, WI is near $385K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.
How much is rent in Amherst Junction, WI?
Rents in Amherst Junction, WI run near $1,044/mo. Compared with median home prices of $385K that produces solid gross yields for typical rentals.
Is Amherst Junction, WI a good market for FHA house hackers?
Amherst Junction, WI is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $385K price point reasonable to enter.
What approach is best for Amherst Junction, WI real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Amherst Junction, WI. The numbers - $385K homes against $1,044/mo rents - support that play.
What kind of tenants rent in Amherst Junction, WI?
Tenant quality in Amherst Junction, WI ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,044/mo.
You know 54407 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 54407 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 54407 ranks in Stevens Point, WI
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