Real Estate Investing in Ogdensburg, Wisconsin (54962)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Waupaca County • Population: 1,083 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 54962 (Ogdensburg, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 24.3% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 27.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ogdensburg, WI (54962)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $296,013
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $76,957
% Renters 11.7%

Market Analysis: 54962 Ogdensburg

The 54962 ZIP in Ogdensburg, WI is a local-operator market. Outside capital chasing a $296K entry has to pair deep knowledge with the discount.

For an experienced owner, 54962 can be a a credible choice for hunting ground — but the discount at $296K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Ogdensburg have seen price recovery that 54962 has not matched. Waupaca County data supports the view that the spread is structural rather than temporary.

Who lives in 54962 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 54962 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ogdensburg:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+11.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$313K$272K$231K$190K$149K$108KFeb 2016May 2021Jul 2026

📊 How Does 54962 Compare?

Metric 54962 Ogdensburg Wisconsin
Home Value $296,013 $296,013 $320,446
5-Year CAGR 9.4% 9.4% 7.3%
Avg Rent $900 $900 -
Cap Rate 2.4% 2.4% -
💡 Why Invest in 54962? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54962 (Ogdensburg, WI). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 54962 (Ogdensburg, WI)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+9.4%
Strong

📊 Market Snapshot

Home Value $296,013
Monthly Rent $900
Price-to-Rent 27.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 11.8%

📈 Home Appreciation

1-Year +11.3% ▲
3-Year CAGR +9.5% ▲
5-Year CAGR +9.4% ▲
10-Year CAGR +9.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54962

Population: 1,083

💰 Median Household Income
$76,957
This area
$76,957
State
$73,177
USA
$74,580
🏠 Renter Occupied
11.7%
This area
11.7%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-1.8%
USA
3.7%
🎓 College Educated
16.1%
This area
16.1%
State
17.1%
USA
33.7%
👤 Median Age
42.6 years
This area
42.6 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
24.3%
This area
24.3%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 98.0%
Other/Mixed 1.8%
Hispanic/Latino 1.0%
Black/African American 0.2%
👶 Under 18
20.7%
This area
20.7%
USA
22.0%
👴 65 and Over
19.5%
This area
19.5%
USA
17.3%
📊 Poverty Rate
6.6%
This area
6.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Ogdensburg in WI worth investing in?

Our data puts Ogdensburg, WI at 3.0/5 for investability. Home prices of $296K and rents around $900/mo create a solid backdrop for investor activity.

How qualified is the tenant pool in Ogdensburg, WI?

Expect a solid tenant pool in Ogdensburg, WI. The rental market absorbs $900/mo rents without meaningful friction.

What monthly rent should investors expect in Ogdensburg, WI?

Average rent in Ogdensburg, WI is approximately $900/mo per month. Against $296K home values that yields a reasonable rent-to-price ratio.

What strategy should investors use in Ogdensburg, WI?

A careful cash-flow rentals with hands-on management strategy Ogdensburg, WI best. The market produces even-keeled results for that approach at the $296K price point.

Is Ogdensburg, WI suited for a house hack?

For house hackers, Ogdensburg, WI is a challenging. The $900/mo rent on a unit helps defray the mortgage on a $296K property.

You know 54962 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54962 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 54962 (Ogdensburg)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 54962 (Ogdensburg, WI).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.