Real Estate Investing in Houlton, Wisconsin (54082)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54082 (Houlton, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.1% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 33.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Houlton, WI (54082)?
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Market Analysis: 54082 Houlton
Investors eyeing 54082 need to respect the fundamentals at play. Home values of $552K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $552K asset, 54082 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader WI picture, 54082 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 54082 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 54082 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Houlton:
Market Trends
Home Value History (with trend line)
📊 How Does 54082 Compare?
| Metric | 54082 | Houlton | Wisconsin |
|---|---|---|---|
| Home Value | $552,248 | $552,248 | $320,446 |
| 5-Year CAGR | 5.1% | 5.1% | 7.3% |
| Avg Rent | $1,395 | $1,395 | - |
| Cap Rate | 2.0% | 2.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54082 (Houlton, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $552,248 |
| Monthly Rent | $1,395 |
| Price-to-Rent | 33.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 2.0% |
| 5-Year IRR | 7.0% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +5.1% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54082
Population: 2,026
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54082
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,416 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Houlton, WI a smart market for rental property?
The 3.0/5 investability rating in Houlton, WI reflects its $552K prices and $1,395/mo rents. Investors generally consider it a solid option within WI.
What is the typical renter like in Houlton, WI?
Houlton, WI offers a stable renter base at the $1,395/mo rent level. Tenant turnover is reasonable for well-managed properties.
What are rental rates like in Houlton, WI?
Rental rates in Houlton, WI average $1,395/mo. Tenant demand and $552K home values make the yield look reasonable by investor standards.
Is Houlton, WI landlord-friendly?
WI ranks as a landlord-friendly state for landlord-tenant law. Houlton generally follows the statewide framework, so landlords face reasonable operating rules.
What type of investing works in Houlton, WI?
A careful cash-flow rentals with hands-on management strategy Houlton, WI best. The market produces even-keeled results for that approach at the $552K price point.
You know 54082 now. You don’t know where it ranks.
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How 54082 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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