Real Estate Investing in Hudson, Wisconsin (54016)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Croix County • Population: 33,784 • Data updated: September 2026

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Should you buy in 54016 (Hudson, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Hudson, WI (54016)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $497,441
Avg Monthly Rent $1,818
1% Rule ✗ Does Not Meet
Median Income $109,871
% Renters 18.7%

Market Analysis: 54016 Hudson

Meanwhile, ZIP 54016 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $497K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 54016 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Hudson have seen price recovery that 54016 has not matched. Saint Croix County data supports the view that the spread is structural rather than temporary.

The demographic picture in 54016 includes headwinds that any investor should price in. Income distribution skews lower than Hudson averages, and tenant stability requires active management.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hudson:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Stable (+2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,818/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 54016

Which property type performs best in this market?

Best for Cash Flow
2BR
3.9% cap rate
Best for Appreciation
5BR
+6.5% 5yr CAGR
Best Overall Value
5BR
$129,082/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $316,416 $1,710 3.9% +5.3% $158,208
3BR $419,576 $2,260 3.9% +5.5% $139,859
4BR $553,792 $2,530 3.3% +6.4% $138,448
5BR $645,412 +6.5% $129,082

Market Trends

Home Value History (with trend line)

$525K$455K$385K$314K$244K$174KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,949$1,874$1,798$1,723$1,648$1,573Feb 2023Nov 2024Jul 2026

📊 How Does 54016 Compare?

Metric 54016 Hudson Wisconsin
Home Value $497,441 $497,441 $320,446
5-Year CAGR 4.2% 4.2% 7.3%
Avg Rent $1,818 $1,818 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 54016? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54016 (Hudson, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+4.2%
Moderate

📊 Market Snapshot

Home Value $497,441
Monthly Rent $1,818
Price-to-Rent 22.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +2.3% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year -0.9% ▼
3-Year CAGR +2.2% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54016

Population: 33,784

💰 Median Household Income
$109,871
This area
$109,871
State
$73,177
USA
$74,580
🏠 Renter Occupied
18.7%
This area
18.7%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-1.8%
USA
3.7%
🎓 College Educated
48.0%
This area
48.0%
State
17.1%
USA
33.7%
👤 Median Age
42.3 years
This area
42.3 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
4.2%
This area
4.2%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 94.2%
Other/Mixed 3.8%
Hispanic/Latino 1.8%
Asian 1.6%
Black/African American 0.4%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
15.4%
This area
15.4%
USA
17.3%
📊 Poverty Rate
4.9%
This area
4.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54016

B+ Avg School Grade
8 Schools
13.4:1 Avg Class Size
$14,986 Avg Per Pupil

Schools in This ZIP Code

A Very Good

River Crest Elementary

📚 Pre-K – 05 Elementary
👥
367 Students
👨‍🏫
11.5:1 Class Size
💰
$14,986 Per Student
A Very Good

Willow River Elementary

📚 Pre-K – 05 Elementary
👥
298 Students
👨‍🏫
11.9:1 Class Size
💰
$14,986 Per Student
A Very Good

Hudson Prairie Elementary

📚 K – 05 Elementary
👥
502 Students
👨‍🏫
15.0:1 Class Size
💰
$14,986 Per Student
A Very Good

Rock Elementary

📚 Pre-K – 05 Elementary
👥
384 Students
👨‍🏫
13.2:1 Class Size
💰
$14,986 Per Student
B+ Above Average

North Hudson Elementary

📚 Pre-K – 05 Elementary
👥
270 Students
👨‍🏫
12.1:1 Class Size
💰
$14,986 Per Student
B+ Above Average

Hudson Middle

📚 06 – 08 Middle
👥
1,150 Students
👨‍🏫
14.5:1 Class Size
💰
$14,986 Per Student
B Good

Hudson High

📚 09 – 12 High School
👥
1,718 Students
👨‍🏫
15.7:1 Class Size
💰
$14,986 Per Student
C Below Average

Hudson Virtual Charter School

📚 09 – 12 High School Charter Limited Data
👥
6 Students
💰
$14,986 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 2,542 Off-Campus Students
C+
University of Wisconsin-River Falls
5,064 students · 9.4 mi
C
Nova Academy of Cosmetology Woodbury
56 students · 14.3 mi
C
Century College
8,248 students · 14.8 mi

Investor Insight: With 2,542 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the renter demographic in Hudson, WI?

Hudson, WI offers a steady renter base at the $1,818/mo rent level. Tenant turnover is reasonable for well-managed properties.

Is Hudson, WI a good market for buy-and-hold investors?

Our data puts Hudson, WI at 3.0/5 for investability. Home prices of $497K and rents around $1,818/mo create a solid backdrop for investor activity.

What is the median home value in Hudson, WI?

Typical homes in Hudson, WI go for around $497K. The 5-year CAGR of 0.0% stable price movement.

Can I house hack in Hudson, WI?

Hudson, WI offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,818/mo rent level.

Are eviction rules reasonable in Hudson, WI?

For rental operators, Hudson, WI rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

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How 54016 ranks in Minneapolis-St. Paul-Bloomington, MN-WI

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