Real Estate Investing in Somerset, Wisconsin (54025)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54025 (Somerset, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Somerset, WI (54025)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 54025 Somerset
ZIP 54025 in Somerset, WI carries a durable set of headwinds. Home values near $426K and rents of $1,908/mo sit inside a market where underwriting has to be tight.
Put differently, the numbers look inviting — $426K purchase price, 0.0% nominal cap — the work to hit that pro forma in 54025 is substantial and deserves full respect.
Nearby ZIPs in Somerset have seen price recovery that 54025 has not matched. Saint Croix County data supports the view that the spread is structural rather than temporary.
The 54025 ZIP's population of 7,497 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.
Distressed ZIPs reward experience. significant returns are possible in 54025, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Somerset:
Property Strategy for 54025
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $278,317 | $1,520 | 3.9% | +5.6% | $139,158 |
| 3BR | $367,134 | $2,020 | 4.0% | +6.3% | $122,378 |
| 4BR | $433,482 | $2,270 | 3.8% | +6.8% | $108,370 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 54025 Compare?
| Metric | 54025 | Somerset | Wisconsin |
|---|---|---|---|
| Home Value | $426,233 | $426,233 | $320,446 |
| 5-Year CAGR | 4.9% | 4.9% | 7.3% |
| Avg Rent | $1,908 | $1,908 | - |
| Cap Rate | 3.5% | 3.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54025 (Somerset, WI). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 54025 (Somerset, WI)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $426,233 |
| Monthly Rent | $1,908 |
| Price-to-Rent | 18.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | +5.1% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54025
Population: 7,497
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54025
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Should investors worry about vacancy in Somerset, WI?
Somerset, WI sees elevated vacancy, which is reasonable relative to the broader WI rental market.
What monthly rent should investors expect in Somerset, WI?
Average rent in Somerset, WI is approximately $1,908/mo per month. Against $426K home values that yields a reasonable rent-to-price ratio.
What is the best play in Somerset, WI?
Somerset, WI investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($426K prices, $1,908/mo rents) make it a reasonable choice.
Does house hacking work in Somerset, WI?
House hacking works a challenging in Somerset, WI. Rents of $1,908/mo against $426K acquisition make the strategy solid for owner-occupants.
Is Somerset, WI a smart market for rental property?
With a 3.0/5 investability score, Somerset, WI ranks as a solid market for rental property investors. Median prices of $426K and rents of $1,908/mo drive the underlying numbers.
You know 54025 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 54025 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 54025 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 54025 (Somerset)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 54025 (Somerset, WI).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.