Real Estate Investing in Marine on Saint Croix, Minnesota (55047)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55047 (Marine on Saint Croix, MN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.4% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Marine on Saint Croix, MN (55047)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55047 Marine on Saint Croix
Investors eyeing 55047 need to respect the fundamentals at play. Home values of $638K come alongside slower price movement and elevated management overhead.
The 55047 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 55047 and stronger Marine on Saint Croix ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Who lives in 55047 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Distressed ZIPs reward experience. significant returns are possible in 55047, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Marine on Saint Croix:
Property Strategy for 55047
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $497,866 | $2,560 | 3.7% | +7.4% | $248,933 |
| 3BR | $603,160 | $3,390 | 4.0% | +6.3% | $201,053 |
| 4BR | $662,038 | $3,790 | 4.1% | +6.0% | $165,509 |
Market Trends
Home Value History (with trend line)
📊 How Does 55047 Compare?
| Metric | 55047 | Marine on Saint Croix | Minnesota |
|---|---|---|---|
| Home Value | $638,117 | $638,117 | $340,597 |
| 5-Year CAGR | 4.7% | 4.7% | 4.9% |
| Avg Rent | $2,304 | $2,304 | - |
| Cap Rate | 2.8% | 2.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55047 (Marine on Saint Croix, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $638,117 |
| Monthly Rent | $2,304 |
| Price-to-Rent | 23.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +7.9% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55047
Population: 2,230
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55047
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,416 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Does Marine on Saint Croix, MN favor landlords or tenants?
For rental operators, Marine on Saint Croix, MN rates as balanced. The regulatory environment standard buy-and-hold operations.
What real estate strategy is ideal for Marine on Saint Croix, MN?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Marine on Saint Croix, MN. The numbers - $638K homes against $2,304/mo rents - support that play.
What is the renter demographic in Marine on Saint Croix, MN?
Tenant demand in Marine on Saint Croix, MN is solid. The local workforce $2,304/mo rents across most rental classes.
Can I house hack in Marine on Saint Croix, MN?
The house hack math a challenging in Marine on Saint Croix, MN. Owner-occupant buyers benefit from the $2,304/mo rents and $638K home values.
How expensive is real estate in Marine on Saint Croix, MN?
Homes in Marine on Saint Croix, MN typically sell near $638K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.
You know 55047 now. You don’t know where it ranks.
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How 55047 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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