Real Estate Investing in Woodville, Wisconsin (54028)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Croix County • Population: 2,666 • Data updated: September 2026

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Should you buy in 54028 (Woodville, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woodville, WI (54028)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $343,898
Avg Monthly Rent $1,368
1% Rule ✗ Does Not Meet
Median Income $78,828
% Renters 28.6%

Market Analysis: 54028 Woodville

Not every below-median market is a bargain. Woodville's 54028 ZIP stands at signals that favor experienced operators who can absorb the risk $344K pricing implies.

From an investor standpoint, the numbers look inviting — $344K purchase price, 0.0% nominal cap — the work to hit that pro forma in 54028 is substantial and deserves full respect.

ZIP 54028's metrics run below Saint Croix County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A notable renter share of 29% in 54028 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woodville:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,368/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$361K$311K$261K$210K$160K$110KJul 2006Jul 2016Jul 2026

📊 How Does 54028 Compare?

Metric 54028 Woodville Wisconsin
Home Value $343,898 $343,898 $320,446
5-Year CAGR 3.9% 3.9% 7.3%
Avg Rent $1,368 $1,368 -
Cap Rate 3.1% 3.1% -
💡 Why Invest in 54028? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54028 (Woodville, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $343,898
Monthly Rent $1,368
Price-to-Rent 21.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54028

Population: 2,666

💰 Median Household Income
$78,828
This area
$78,828
State
$73,177
USA
$74,580
🏠 Renter Occupied
28.6%
This area
28.6%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-1.8%
USA
3.7%
🎓 College Educated
20.8%
This area
20.8%
State
17.1%
USA
33.7%
👤 Median Age
38.6 years
This area
38.6 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
3.6%
This area
3.6%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 95.4%
Other/Mixed 3.7%
Hispanic/Latino 2.7%
Asian 0.9%
👶 Under 18
25.3%
This area
25.3%
USA
22.0%
👴 65 and Over
13.6%
This area
13.6%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54028

B+ Avg School Grade
1 Schools
15.6:1 Avg Class Size
$16,224 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Viking Middle

📚 06 – 08 Middle
👥
389 Students
👨‍🏫
15.6:1 Class Size
💰
$16,224 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of tenants rent in Woodville, WI?

The renter base in Woodville, WI is reasonable for the $1,368/mo price point. Screening well and pricing to market typically yields reliable tenants.

How landlord-friendly is Woodville, WI?

WI law landlord-friendly for landlords, and Woodville inherits those rules. Investors should still review local ordinances for rental licensing.

What are home prices like in Woodville, WI?

Homes in Woodville, WI typically sell near $344K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

Where do rents currently stand in Woodville, WI?

Expect rents around $1,368/mo per month in Woodville, WI. With home values at $344K, the yield math works out to reasonable levels for rental investors.

How high is vacancy risk in Woodville, WI?

Vacancy in Woodville, WI is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,368/mo.

You know 54028 now. You don’t know where it ranks.

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How 54028 ranks in Minneapolis-St. Paul-Bloomington, MN-WI

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Cash Flow → Appreciation → Affordable →
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