Real Estate Investing in Poynette, Wisconsin (53955)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Columbia County • Population: 5,909 • Data updated: September 2026

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Should you buy in 53955 (Poynette, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 12.4% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 34.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Poynette, WI (53955)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $414,447
Avg Monthly Rent $1,008
1% Rule ✗ Does Not Meet
Median Income $95,655
% Renters 15.4%

Market Analysis: 53955 Poynette

ZIP 53955 in Poynette, WI carries a robust set of headwinds. Home values near $414K and rents of $1,008/mo sit inside a market where underwriting has to be tight.

The investment case in 53955 is sturdy only for operators who understand what they are buying. A $414K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader WI picture, 53955 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 53955 includes headwinds that any investor should price in. Income distribution skews lower than Poynette averages, and tenant stability requires active management.

Distressed ZIPs reward experience. robust returns are possible in 53955, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Poynette:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,008/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Madison, WI Metro Area
Even conditions for buyers and sellers
36 days
Average time to sell
Average
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Madison, WI metro data
🏠

Property Strategy for 53955

Which property type performs best in this market?

Best for Cash Flow
3BR
3.0% cap rate
Best for Appreciation
2BR
+8.3% 5yr CAGR
Best Overall Value
3BR
$122,994/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $298,883 $1,120 2.7% +8.3% $149,442
3BR $368,983 $1,540 3.0% +7.9% $122,994

Market Trends

Home Value History (with trend line)

$439K$380K$321K$262K$203K$144KJul 2006Jul 2016Jul 2026

📊 How Does 53955 Compare?

Metric 53955 Poynette Madison, WI Wisconsin
Home Value $414,447 $414,447 N/A $320,446
5-Year CAGR 6.7% 6.7% N/A 7.3%
Avg Rent $1,008 $1,008 N/A -
Cap Rate 1.9% 1.9% - -
💡 Why Invest in 53955? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53955 (Poynette, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+6.7%
Strong

📉 Market Crash Risk Index

Based on Madison, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
32%
Days Pending
0/2
36 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $414,447
Monthly Rent $1,008
Price-to-Rent 34.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.9%
Cap Rate 1.9%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 53955

Population: 5,909

💰 Median Household Income
$95,655
This area
$95,655
State
$73,177
USA
$74,580
🏠 Renter Occupied
15.4%
This area
15.4%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.5%
This area
0.5%
State
-1.8%
USA
3.7%
🎓 College Educated
26.2%
This area
26.2%
State
17.1%
USA
33.7%
👤 Median Age
44.6 years
This area
44.6 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
12.4%
This area
12.4%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 95.1%
Other/Mixed 3.2%
Black/African American 1.7%
Hispanic/Latino 0.8%
Asian 0.1%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
17.9%
This area
17.9%
USA
17.3%
📊 Poverty Rate
1.8%
This area
1.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 53955

A Avg School Grade
3 Schools
12.3:1 Avg Class Size
$15,932 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Poynette Middle

📚 05 – 08 School
👥
278 Students
👨‍🏫
11.5:1 Class Size
💰
$15,932 Per Student
A Very Good

Poynette Elementary

📚 Pre-K – 04 Elementary
👥
411 Students
👨‍🏫
12.7:1 Class Size
💰
$15,932 Per Student
A Very Good

Poynette High

📚 09 – 12 High School
👥
300 Students
👨‍🏫
12.8:1 Class Size
💰
$15,932 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Poynette, WI?

Homes in Poynette, WI typically sell near $414K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

Is Poynette, WI good for landlords?

For rental operators, Poynette, WI rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Is Poynette, WI a good place for real estate investing?

Yes - Poynette, WI a 3.0/5 investability score. With $414K home prices against $1,008/mo monthly rent, the market delivers a reasonable entry point for new investors.

Can I live-in-and-rent in Poynette, WI?

The house hack math a challenging in Poynette, WI. Owner-occupant buyers benefit from the $1,008/mo rents and $414K home values.

Are tenants stable in Poynette, WI?

Poynette, WI draws a measured base of working renters. Demand at the $1,008/mo rent level is reasonable for standard single-family and small multi rentals.

You know 53955 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 53955 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 53955 ranks in Madison, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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