Real Estate Investing in West Liberty, Iowa (52776)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Muscatine County • Population: 5,023 • Data updated: September 2026

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Should you buy in 52776 (West Liberty, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in West Liberty, IA (52776)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $241,236
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $70,450
% Renters 26.8%

Market Analysis: 52776 West Liberty

On balance, ZIP 52776 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $241K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $241K asset, 52776 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 52776 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 52776 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in West Liberty:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+10.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Muscatine, IA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Muscatine, IA metro data
🏠

Property Strategy for 52776

Which property type performs best in this market?

Best for Cash Flow
2BR
4.8% cap rate
Best for Appreciation
4BR
+6.5% 5yr CAGR
Best Overall Value
4BR
$69,650/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $149,794 $1,000 4.8% $74,897
3BR $222,684 $1,400 4.5% +5.8% $74,228
4BR $278,600 $1,680 4.3% +6.5% $69,650
5BR $395,291 $79,058

Market Trends

Home Value History (with trend line)

$251K$222K$192K$162K$133K$103KJan 2009Oct 2017Jul 2026

📊 How Does 52776 Compare?

Metric 52776 West Liberty Muscatine, IA Iowa
Home Value $241,236 $241,236 N/A $227,232
5-Year CAGR 5.8% 5.8% N/A 6.0%
Avg Rent $900 $900 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 52776? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52776 (West Liberty, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Muscatine, IA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $241,236
Monthly Rent $900
Price-to-Rent 22.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +10.6% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52776

Population: 5,023

💰 Median Household Income
$70,450
This area
$70,450
State
$71,886
USA
$74,580
🏠 Renter Occupied
26.8%
This area
26.8%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
0.0%
USA
3.7%
🎓 College Educated
17.0%
This area
17.0%
State
18.8%
USA
33.7%
👤 Median Age
35.2 years
This area
35.2 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 75.2%
Other/Mixed 22.0%
Hispanic/Latino 21.2%
Black/African American 2.5%
Asian 0.4%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
13.6%
This area
13.6%
USA
17.3%
📊 Poverty Rate
1.7%
This area
1.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52776

B+ Avg School Grade
4 Schools
13.3:1 Avg Class Size
$13,302 Avg Per Pupil

Schools in This ZIP Code

A Very Good

West Liberty Elementary School

📚 K – 04 Elementary
👥
438 Students
👨‍🏫
12.0:1 Class Size
💰
$13,302 Per Student
B+ Above Average

West Liberty Middle School

📚 05 – 08 School
👥
391 Students
👨‍🏫
14.6:1 Class Size
💰
$13,302 Per Student
B+ Above Average

West Liberty High School

📚 09 – 12 High School
👥
382 Students
👨‍🏫
14.6:1 Class Size
💰
$13,302 Per Student
B Good

Early Childhood Center

📚 Grade PK Elementary
👥
71 Students
👨‍🏫
12.2:1 Class Size
💰
$13,302 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
PCI Academy-Iowa City
103 students · 12.6 mi
B
University of Iowa
30,042 students · 14.7 mi

Frequently Asked Questions

How much do tenants pay in West Liberty, IA?

Expect rents around $900/mo per month in West Liberty, IA. With home values at $241K, the yield math works out to reasonable levels for rental investors.

What kind of vacancy should I budget for in West Liberty, IA?

West Liberty, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What is the investability score for West Liberty, IA?

Yes - West Liberty, IA a 3.0/5 investability score. With $241K home prices against $900/mo monthly rent, the market delivers a reasonable entry point for new investors.

Which real estate strategy fits West Liberty, IA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in West Liberty, IA. The numbers - $241K homes against $900/mo rents - support that play.

Are renters plentiful in West Liberty, IA?

Working renters make up the core of the West Liberty, IA tenant base. The pool is reasonable for investors targeting long-term holds.

You know 52776 now. You don’t know where it ranks.

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How 52776 ranks in Muscatine, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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