Real Estate Investing in Tipton, Iowa (52772)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cedar County • Population: 5,186 • Data updated: September 2026

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Should you buy in 52772 (Tipton, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tipton, IA (52772)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $246,243
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $78,986
% Renters 18.6%

Market Analysis: 52772 Tipton

The 52772 ZIP in Tipton, IA is a local-operator market. Outside capital chasing a $246K entry has to pair deep knowledge with the discount.

The 52772 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Tipton have seen price recovery that 52772 has not matched. Cedar County data supports the view that the spread is structural rather than temporary.

The demographic picture in 52772 includes headwinds that any investor should price in. Income distribution skews lower than Tipton averages, and tenant stability requires active management.

The 52772 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tipton:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 52772

Which property type performs best in this market?

Best for Cash Flow
2BR
3.7% cap rate
Best for Appreciation
4BR
+6.7% 5yr CAGR
Best Overall Value
4BR
$68,490/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $179,308 $920 3.7% +6.2% $89,654
3BR $240,133 $1,200 3.6% +6.5% $80,044
4BR $273,961 $1,220 3.2% +6.7% $68,490
5BR $350,303 +6.6% $70,061

Market Trends

Home Value History (with trend line)

$257K$226K$196K$165K$134K$104KMay 2009Dec 2017Jul 2026

📊 How Does 52772 Compare?

Metric 52772 Tipton Iowa
Home Value $246,243 $246,243 $227,232
5-Year CAGR 6.0% 6.0% 6.0%
Avg Rent $828 $828 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 52772? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52772 (Tipton, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+6.0%
Strong

📊 Market Snapshot

Home Value $246,243
Monthly Rent $828
Price-to-Rent 24.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52772

Population: 5,186

💰 Median Household Income
$78,986
This area
$78,986
State
$71,886
USA
$74,580
🏠 Renter Occupied
18.6%
This area
18.6%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
0.0%
USA
3.7%
🎓 College Educated
21.1%
This area
21.1%
State
18.8%
USA
33.7%
👤 Median Age
47.1 years
This area
47.1 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
6.5%
This area
6.5%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 97.2%
Other/Mixed 2.3%
Hispanic/Latino 0.7%
Black/African American 0.6%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
22.9%
This area
22.9%
USA
17.3%
📊 Poverty Rate
3.8%
This area
3.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52772

B+ Avg School Grade
3 Schools
13.9:1 Avg Class Size
$13,402 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Tipton Elementary School

📚 Pre-K – 04 Elementary
👥
315 Students
👨‍🏫
12.2:1 Class Size
💰
$13,402 Per Student
B+ Above Average

Tipton Middle School

📚 05 – 08 School
👥
267 Students
👨‍🏫
12.8:1 Class Size
💰
$13,402 Per Student
B Good

Tipton High School

📚 09 – 12 High School
👥
312 Students
👨‍🏫
16.7:1 Class Size
💰
$13,402 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strong are rents in Tipton, IA?

The typical rental in Tipton, IA commands about $828/mo monthly. That rent profile stable cash flow against the $246K purchase basis.

How strict are landlord regulations in Tipton, IA?

Rental owners in Tipton, IA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What are vacancy rates like in Tipton, IA?

Tipton, IA sees elevated vacancy, which is reasonable relative to the broader IA rental market.

How do experienced investors play Tipton, IA?

The best-fit strategy in Tipton, IA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is Tipton in IA worth investing in?

Investors tracking Tipton, IA will find a 3.0/5 rating supported by $246K median home values and $828/mo rents. That profile suits long-term holders targeting steady returns.

You know 52772 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52772 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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