Real Estate Investing in Lone Tree, Iowa (52755)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Johnson County • Population: 2,210 • Data updated: September 2026

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Should you buy in 52755 (Lone Tree, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (74/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.1% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lone Tree, IA (52755)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $256,417
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $91,875
% Renters 14.9%

Market Analysis: 52755 Lone Tree

ZIP 52755 in Lone Tree, IA carries a solid set of headwinds. Home values near $256K and rents of $900/mo sit inside a market where underwriting has to be tight.

The 52755 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 52755 sits on the difficult end of the IA spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 52755 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 52755 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lone Tree:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Iowa City, IA Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Iowa City, IA metro data

Market Trends

Home Value History (with trend line)

$269K$240K$211K$182K$152K$123KJan 2009Oct 2017Jul 2026

📊 How Does 52755 Compare?

Metric 52755 Lone Tree Iowa City, IA Iowa
Home Value $256,417 $256,417 N/A $227,232
5-Year CAGR 4.4% 4.4% N/A 6.0%
Avg Rent $900 $900 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 52755? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52755 (Lone Tree, IA). Anonymous, moderated, never written by AI.

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Property managers serving Johnson County

Manage rentals here? List your business →

KMB Property Management offers management services, including HOA management, and provides resources for residents and clients. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Keystone Property Management Group offers property management services. summary from their website

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Nest Property Management offers full-service property management to owners and investors in Iowa City, including student housing and tenant resources. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.4%
Moderate

📉 Market Crash Risk Index

Based on Iowa City, IA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
1/2
49 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $256,417
Monthly Rent $900
Price-to-Rent 23.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52755

Population: 2,210

💰 Median Household Income
$91,875
This area
$91,875
State
$71,886
USA
$74,580
🏠 Renter Occupied
14.9%
This area
14.9%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
0.0%
USA
3.7%
🎓 College Educated
16.9%
This area
16.9%
State
18.8%
USA
33.7%
👤 Median Age
42.6 years
This area
42.6 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
8.1%
This area
8.1%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.0%
Other/Mixed 3.5%
Hispanic/Latino 2.5%
Asian 0.4%
👶 Under 18
24.2%
This area
24.2%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
1.6%
This area
1.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52755

B+ Avg School Grade
2 Schools
12.8:1 Avg Class Size
$12,358 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Lone Tree Middle-Senior High School

📚 06 – 12 High School
👥
209 Students
👨‍🏫
11.5:1 Class Size
💰
$12,358 Per Student
B+ Above Average

Lone Tree Elementary School

📚 Pre-K – 05 Elementary
👥
229 Students
👨‍🏫
14.1:1 Class Size
💰
$12,358 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
PCI Academy-Iowa City
103 students · 11.8 mi
B
University of Iowa
30,042 students · 13.6 mi

Frequently Asked Questions

Is Lone Tree in IA worth investing in?

Investors tracking Lone Tree, IA will find a 3.0/5 rating supported by $256K median home values and $900/mo rents. That profile suits long-term holders targeting even-keeled returns.

What is the typical rental rate in Lone Tree, IA?

Investors in Lone Tree, IA typically see rents near $900/mo per month against $256K home values - a solid setup for rental cash flow.

How tight is the rental market in Lone Tree, IA?

Lone Tree, IA carries elevated vacancy risk. Expect predictable absorption at market rents of $900/mo.

Is Lone Tree, IA good for house hacking?

The house hack math a challenging in Lone Tree, IA. Owner-occupant buyers benefit from the $900/mo rents and $256K home values.

What type of investing works in Lone Tree, IA?

Investors usually favor careful cash-flow rentals with hands-on management in Lone Tree, IA. With home values at $256K and rents near $900/mo, other strategies can work but produce measured rather than outsized returns.

You know 52755 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52755 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 52755 ranks in Iowa City, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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