Real Estate Investing in Riverside, Iowa (52327)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 3,722 • Data updated: September 2026

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Should you buy in 52327 (Riverside, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.4% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 29.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Riverside, IA (52327)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $357,354
Avg Monthly Rent $1,017
1% Rule ✗ Does Not Meet
Median Income $80,642
% Renters 25.8%

Market Analysis: 52327 Riverside

ZIP 52327 in Riverside, IA carries a impressive set of headwinds. Home values near $357K and rents of $1,017/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $357K asset, 52327 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 52327 sits on the difficult end of the IA spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 52327 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. robust returns are possible in 52327, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Riverside:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+7.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,017/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Iowa City, IA Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Iowa City, IA metro data
🏠

Property Strategy for 52327

Which property type performs best in this market?

Best for Cash Flow
2BR
4.1% cap rate
Best for Appreciation
4BR
+6.8% 5yr CAGR
Best Overall Value
2BR
$99,273/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $198,547 $1,130 4.1% +4.8% $99,273
3BR $321,668 $1,440 3.2% +6.0% $107,223
4BR $397,624 $1,680 3.0% +6.8% $99,406
5BR $520,328 $104,066

Market Trends

Home Value History (with trend line)

$374K$325K$276K$227K$178K$129KFeb 2009Nov 2017Jul 2026

📊 How Does 52327 Compare?

Metric 52327 Riverside Iowa City, IA Iowa
Home Value $357,354 $357,354 N/A $227,232
5-Year CAGR 6.1% 6.1% N/A 6.0%
Avg Rent $1,017 $1,017 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 52327? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52327 (Riverside, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+6.1%
Strong

📉 Market Crash Risk Index

Based on Iowa City, IA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
1/2
49 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $357,354
Monthly Rent $1,017
Price-to-Rent 29.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +7.1% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52327

Population: 3,722

💰 Median Household Income
$80,642
This area
$80,642
State
$71,886
USA
$74,580
🏠 Renter Occupied
25.8%
This area
25.8%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
0.0%
USA
3.7%
🎓 College Educated
28.2%
This area
28.2%
State
18.8%
USA
33.7%
👤 Median Age
44.0 years
This area
44.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
8.4%
This area
8.4%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 98.1%
Other/Mixed 1.9%
Hispanic/Latino 1.7%
👶 Under 18
22.5%
This area
22.5%
USA
22.0%
👴 65 and Over
22.4%
This area
22.4%
USA
17.3%
📊 Poverty Rate
0.2%
This area
0.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52327

B+ Avg School Grade
3 Schools
12.4:1 Avg Class Size
$16,032 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Highland High School

📚 09 – 12 High School
👥
169 Students
👨‍🏫
10.3:1 Class Size
💰
$16,032 Per Student
B+ Above Average

Highland Elementary School

📚 Pre-K – 05 Elementary
👥
278 Students
👨‍🏫
12.9:1 Class Size
💰
$16,032 Per Student
B+ Above Average

Highland Middle School

📚 06 – 08 Middle
👥
112 Students
👨‍🏫
14.1:1 Class Size
💰
$16,032 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
PCI Academy-Iowa City
103 students · 12.1 mi
B
University of Iowa
30,042 students · 13.0 mi

Frequently Asked Questions

How should investors approach Riverside, IA?

In Riverside, IA the durable play is typically careful cash-flow rentals with hands-on management. The combination of $357K prices and $1,017/mo rents suits that approach.

What is the typical renter like in Riverside, IA?

Riverside, IA offers a reliable renter base at the $1,017/mo rent level. Tenant turnover is reasonable for well-managed properties.

Is Riverside, IA a good market for buy-and-hold investors?

Investors tracking Riverside, IA will find a 3.0/5 rating supported by $357K median home values and $1,017/mo rents. That profile suits long-term holders targeting steady returns.

Is Riverside, IA good for house hacking?

House hacking in Riverside, IA is a challenging. With home values around $357K and rents at $1,017/mo, owner-occupants can offset a meaningful share of PITI.

Do rentals sit vacant long in Riverside, IA?

Rental vacancy in Riverside, IA is elevated. Investors should budget normal turnover but not chronic empty units.

You know 52327 now. You don’t know where it ranks.

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How 52327 ranks in Iowa City, IA

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