Real Estate Investing in Hillsboro, Iowa (52630)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52630 (Hillsboro, IA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 26.2% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hillsboro, IA (52630)?
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Market Analysis: 52630 Hillsboro
Investors eyeing 52630 need to respect the fundamentals at play. Home values of $202K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $202K asset, 52630 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Hillsboro have seen price recovery that 52630 has not matched. Lee County data supports the view that the spread is structural rather than temporary.
Employment concentration in 52630 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. resilient returns are possible in 52630, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Hillsboro:
Market Trends
Home Value History (with trend line)
📊 How Does 52630 Compare?
| Metric | 52630 | Hillsboro | Iowa |
|---|---|---|---|
| Home Value | $202,315 | $202,315 | $227,232 |
| 5-Year CAGR | N/A | N/A | 6.0% |
| Avg Rent | $846 | $846 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52630 (Hillsboro, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $202,315 |
| Monthly Rent | $846 |
| Price-to-Rent | 19.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 12.9% |
📈 Home Appreciation
| 1-Year | +20.4% ▲ |
| 3-Year CAGR | +9.6% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52630
Population: 214
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What type of investing works in Hillsboro, IA?
In Hillsboro, IA the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $202K prices and $846/mo rents suits that approach.
What is the renter demographic in Hillsboro, IA?
The renter base in Hillsboro, IA is reasonable for the $846/mo price point. Screening well and pricing to market typically yields steady tenants.
Are there empty rentals in Hillsboro, IA?
Hillsboro, IA carries elevated vacancy risk. Expect stable absorption at market rents of $846/mo.
What is the median home value in Hillsboro, IA?
Hillsboro, IA home values average about $202K. That price point suits investors targeting rentals with $846/mo in monthly income.
How much is rent in Hillsboro, IA?
Rental rates in Hillsboro, IA average $846/mo. Tenant demand and $202K home values make the yield look reasonable by investor standards.
You know 52630 now. You don’t know where it ranks.
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