Real Estate Investing in Lockridge, Iowa (52635)
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Should you buy in 52635 (Lockridge, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- Elevated poverty: 25.5% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lockridge, IA (52635)?
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Market Analysis: 52635 Lockridge
This part of Jefferson County is not an easy win. The 52635 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 52635 can be a a strong candidate for hunting ground — but the discount at $208K reflects genuine risk that outside investors often underestimate.
Looking more closely, 52635 offers a low basis, the region around Lockridge has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 52635 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 52635 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Lockridge:
Market Trends
Home Value History (with trend line)
📊 How Does 52635 Compare?
| Metric | 52635 | Lockridge | Fairfield, IA | Iowa |
|---|---|---|---|---|
| Home Value | $208,119 | $208,119 | N/A | $227,232 |
| 5-Year CAGR | 8.0% | 8.0% | N/A | 6.0% |
| Avg Rent | $1,143 | $1,143 | N/A | - |
| Cap Rate | 4.3% | 4.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52635 (Lockridge, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $208,119 |
| Monthly Rent | $1,143 |
| Price-to-Rent | 15.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.6% |
| Cap Rate | 4.3% |
| 5-Year IRR | 12.3% |
📈 Home Appreciation
| 1-Year | +17.8% ▲ |
| 3-Year CAGR | +7.6% ▲ |
| 5-Year CAGR | +8.0% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52635
Population: 777
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does Lockridge, IA make sense for an investment property?
With a 3.0/5 investability score, Lockridge, IA ranks as a solid market for rental property investors. Median prices of $208K and rents of $1,143/mo drive the underlying numbers.
What is the best play in Lockridge, IA?
For Lockridge, IA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How much does a house cost in Lockridge, IA?
In Lockridge, IA the median home value sits at $208K. Against the broader IA market, that reads as reasonable for most investors.
What kind of vacancy should I budget for in Lockridge, IA?
Occupancy in Lockridge, IA runs steady with elevated vacancy. Well-priced units at $1,143/mo lease on reasonable timelines.
How do landlord-tenant laws work in Lockridge, IA?
IA ranks as a landlord-friendly state for landlord-tenant law. Lockridge generally follows the statewide framework, so landlords face reasonable operating rules.
You know 52635 now. You don’t know where it ranks.
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How 52635 ranks in Fairfield, IA
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