Real Estate Investing in Brighton, Iowa (52540)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson • Population: 1,102 • Data updated: September 2026

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Should you buy in 52540 (Brighton, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.0% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Brighton, IA (52540)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $166,422
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $56,908
% Renters 25.4%

Market Analysis: 52540 Brighton

The 52540 ZIP covers a section of Brighton that demands careful diligence. Prices near $166K look accessible, but the work to make a deal cash flow is real.

The investment case in 52540 is solid only for operators who understand what they are buying. A $166K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within IA, ZIP 52540 trails on several market indicators that neighboring Jefferson submarkets outperform. The gap is real and resilient enough to shape underwriting.

Resident income in 52540 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. resilient returns are possible in 52540, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Brighton:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+9.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 52540

Which property type performs best in this market?

Best for Cash Flow
2BR
5.1% cap rate
Best for Appreciation
4BR
+7.5% 5yr CAGR
Best Overall Value
4BR
$51,867/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $130,381 $930 5.1% +5.4% $65,191
3BR $162,485 $1,130 5.0% +5.9% $54,162
4BR $207,470 $1,240 4.3% +7.5% $51,867

Market Trends

Home Value History (with trend line)

$176K$158K$140K$122K$105K$87KFeb 2016May 2021Jul 2026

📊 How Does 52540 Compare?

Metric 52540 Brighton Iowa
Home Value $166,422 $166,422 $227,232
5-Year CAGR 5.6% 5.6% 6.0%
Avg Rent $837 $837 -
Cap Rate 3.9% 3.9% -
💡 Why Invest in 52540? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52540 (Brighton, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+5.6%
Moderate

📊 Market Snapshot

Home Value $166,422
Monthly Rent $837
Price-to-Rent 16.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +9.6% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52540

Population: 1,102

💰 Median Household Income
$56,908
This area
$56,908
State
$71,886
USA
$74,580
🏠 Renter Occupied
25.4%
This area
25.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
4.7%
This area
4.7%
State
0.0%
USA
3.7%
🎓 College Educated
18.2%
This area
18.2%
State
18.8%
USA
33.7%
👤 Median Age
47.7 years
This area
47.7 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
9.0%
This area
9.0%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.2%
Other/Mixed 3.8%
Hispanic/Latino 1.3%
👶 Under 18
24.5%
This area
24.5%
USA
22.0%
👴 65 and Over
19.3%
This area
19.3%
USA
17.3%
📊 Poverty Rate
12.2%
This area
12.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Maharishi International University
2,666 students · 12.3 mi

Frequently Asked Questions

How expensive is real estate in Brighton, IA?

The median home value in Brighton, IA is roughly $166K. That puts it reasonable relative to the IA statewide average.

What is the renter demographic in Brighton, IA?

Brighton, IA offers a measured renter base at the $837/mo rent level. Tenant turnover is reasonable for well-managed properties.

What is the investability score for Brighton, IA?

Brighton, IA registers an investability rating of 3.0/5, with median home values near $166K and average rents around $837/mo. That combination puts it in the durable tier for investor interest.

What is it like being a landlord in Brighton, IA?

IA law landlord-friendly for landlords, and Brighton inherits those rules. Investors should still review local ordinances for rental licensing.

What kind of vacancy should I budget for in Brighton, IA?

Brighton, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 52540 now. You don’t know where it ranks.

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