Real Estate Investing in Richland, Iowa (52585)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52585 (Richland, IA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 16.3% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Richland, IA (52585)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 52585 Richland
Not every below-median market is a bargain. Richland's 52585 ZIP clocks in at signals that favor experienced operators who can absorb the risk $145K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 52585 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 52585 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 52585 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 52585 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Richland:
Property Strategy for 52585
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $116,423 | $930 | 5.8% | — | $58,212 |
| 3BR | $161,358 | $1,170 | 5.2% | — | $53,786 |
Market Trends
Home Value History (with trend line)
📊 How Does 52585 Compare?
| Metric | 52585 | Richland | Fairfield, IA | Iowa |
|---|---|---|---|---|
| Home Value | $144,848 | $144,848 | N/A | $227,232 |
| 5-Year CAGR | 3.6% | 3.6% | N/A | 6.0% |
| Avg Rent | $837 | $837 | N/A | - |
| Cap Rate | 4.5% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52585 (Richland, IA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 52585 (Richland, IA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $144,848 |
| Monthly Rent | $837 |
| Price-to-Rent | 14.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 8.1% |
📈 Home Appreciation
| 1-Year | +10.0% ▲ |
| 3-Year CAGR | +3.8% ▲ |
| 5-Year CAGR | +3.6% ▲ |
| 10-Year CAGR | +4.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52585
Population: 849
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Which investment style suits Richland, IA?
A careful cash-flow rentals with hands-on management strategy Richland, IA best. The market produces stable results for that approach at the $145K price point.
Is vacancy a concern in Richland, IA?
Expect elevated vacancy in Richland, IA. Rents at $837/mo are absorbed by the tenant base without meaningful lag.
What is the average monthly rent in Richland, IA?
Rent in Richland, IA is around $837/mo. The resulting rent-to-value relationship with $145K pricing is reasonable for most investor models.
What price range are homes in Richland, IA?
The median home value in Richland, IA is roughly $145K. That puts it reasonable relative to the IA statewide average.
What is the renter demographic in Richland, IA?
Tenant quality in Richland, IA ranks as solid. Landlords generally report reliable occupancy at market rents of $837/mo.
You know 52585 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 52585 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 52585 ranks in Fairfield, IA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 52585 (Richland)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 52585 (Richland, IA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.