Real Estate Investing in Ollie, Iowa (52576)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Keokuk County • Population: 402 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 52576 (Ollie, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 22.5% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ollie, IA (52576)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $112,821
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $74,821
% Renters 6.4%

Market Analysis: 52576 Ollie

The 52576 ZIP covers a section of Ollie that demands careful diligence. Prices near $113K look accessible, but the work to make a deal cash flow is real.

The 52576 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 52576's metrics run below Keokuk County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 52576 includes headwinds that any investor should price in. Income distribution skews lower than Ollie averages, and tenant stability requires active management.

Strategically, 52576 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ollie:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.5× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$137K$129K$122K$114K$107K$100KFeb 2022May 2024Jul 2026

📊 How Does 52576 Compare?

Metric 52576 Ollie Iowa
Home Value $112,821 $112,821 $227,232
5-Year CAGR N/A N/A 6.0%
Avg Rent $837 $837 -
Cap Rate 5.8% 5.8% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52576 (Ollie, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 52576 (Ollie, IA)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
5.8%
Fair

📊 Market Snapshot

Home Value $112,821
Monthly Rent $837
Price-to-Rent 11.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.9%
Cap Rate 5.8%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52576

Population: 402

💰 Median Household Income
$74,821
This area
$74,821
State
$71,886
USA
$74,580
🏠 Renter Occupied
6.4%
This area
6.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
0.0%
USA
3.7%
🎓 College Educated
22.8%
This area
22.8%
State
18.8%
USA
33.7%
👤 Median Age
45.0 years
This area
45.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
22.5%
This area
22.5%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 99.0%
Other/Mixed 1.0%
👶 Under 18
27.9%
This area
27.9%
USA
22.0%
👴 65 and Over
10.9%
This area
10.9%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Are homes affordable in Ollie, IA?

Ollie, IA median home values land near $113K. That is reasonable territory for investors looking at $837/mo-per-month rentals.

What is the smart move for investors in Ollie, IA?

Most investors in Ollie, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

Do rentals sit vacant long in Ollie, IA?

Rental vacancy in Ollie, IA is elevated. Investors should budget normal turnover but not chronic empty units.

Does house hacking make sense in Ollie, IA?

House hacking works a challenging in Ollie, IA. Rents of $837/mo against $113K acquisition make the strategy solid for owner-occupants.

Is Ollie, IA landlord-friendly?

IA ranks as a landlord-friendly state for landlord-tenant law. Ollie generally follows the statewide framework, so landlords face reasonable operating rules.

You know 52576 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52576 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 52576 (Ollie)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 52576 (Ollie, IA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.