Real Estate Investing in Baldwin, Iowa (52207)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52207 (Baldwin, IA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 16.8% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 26.8 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Baldwin, IA (52207)?
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Market Analysis: 52207 Baldwin
ZIP 52207 inside Jackson County looks affordable on the surface — median value of $280K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $873/mo on a $280K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 52207 sits below the stated 0.0% once reality is priced in.
The gap between 52207 and stronger Baldwin ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 52207 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Baldwin:
Market Trends
Home Value History (with trend line)
📊 How Does 52207 Compare?
| Metric | 52207 | Baldwin | Clinton, IA | Iowa |
|---|---|---|---|---|
| Home Value | $280,448 | $280,448 | N/A | $227,232 |
| 5-Year CAGR | N/A | N/A | N/A | 6.0% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52207 (Baldwin, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $280,448 |
| Monthly Rent | $873 |
| Price-to-Rent | 26.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 10.5% |
📈 Home Appreciation
| 1-Year | +14.5% ▲ |
| 3-Year CAGR | +8.1% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52207
Population: 268
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is the average home sale price in Baldwin, IA?
Expect median prices around $280K in Baldwin, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.
How does Baldwin, IA rate as a rental market?
Baldwin, IA scores 2.0/5 for investability. Home values sit at $280K and rents near $873/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What are vacancy rates like in Baldwin, IA?
Vacancy in Baldwin, IA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $873/mo.
Which real estate strategy fits Baldwin, IA?
The best-fit strategy in Baldwin, IA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How deep is the rental pool in Baldwin, IA?
Expect a solid tenant pool in Baldwin, IA. The rental market absorbs $873/mo rents without meaningful friction.
You know 52207 now. You don’t know where it ranks.
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How 52207 ranks in Clinton, IA
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