Real Estate Investing in Maquoketa, Iowa (52060)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jackson County • Population: 8,139 • Data updated: September 2026

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Should you buy in 52060 (Maquoketa, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.2% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Maquoketa, IA (52060)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $204,653
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $60,000
% Renters 24.6%

Market Analysis: 52060 Maquoketa

Investors eyeing 52060 need to respect the fundamentals at play. Home values of $205K come alongside slower price movement and elevated management overhead.

From a cash-flow lens, the numbers look inviting — $205K purchase price, 0.0% nominal cap — the work to hit that pro forma in 52060 is substantial and deserves full respect.

Nearby ZIPs in Maquoketa have seen price recovery that 52060 has not matched. Jackson County data supports the view that the spread is structural rather than temporary.

Demographically, 52060 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 52060 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Maquoketa:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Clinton, IA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Clinton, IA metro data
🏠

Property Strategy for 52060

Which property type performs best in this market?

Best for Cash Flow
2BR
4.8% cap rate
Best for Appreciation
5BR
+9.0% 5yr CAGR
Best Overall Value
4BR
$59,428/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $136,936 $920 4.8% +5.0% $68,468
3BR $186,719 $1,180 4.6% +5.3% $62,240
4BR $237,711 $1,260 3.8% +6.4% $59,428
5BR $347,128 +9.0% $69,426

Market Trends

Home Value History (with trend line)

$214K$188K$162K$135K$109K$83KSep 2009Mar 2018Jul 2026

📊 How Does 52060 Compare?

Metric 52060 Maquoketa Clinton, IA Iowa
Home Value $204,653 $204,653 N/A $227,232
5-Year CAGR 5.1% 5.1% N/A 6.0%
Avg Rent $828 $828 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 52060? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52060 (Maquoketa, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+5.1%
Moderate

📉 Market Crash Risk Index

Based on Clinton, IA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $204,653
Monthly Rent $828
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 52060

Population: 8,139

💰 Median Household Income
$60,000
This area
$60,000
State
$71,886
USA
$74,580
🏠 Renter Occupied
24.6%
This area
24.6%
State
19.7%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
0.0%
USA
3.7%
🎓 College Educated
16.3%
This area
16.3%
State
18.8%
USA
33.7%
👤 Median Age
44.2 years
This area
44.2 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
8.2%
This area
8.2%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 95.0%
Other/Mixed 3.2%
Black/African American 1.6%
Hispanic/Latino 0.4%
Asian 0.2%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
21.8%
This area
21.8%
USA
17.3%
📊 Poverty Rate
7.1%
This area
7.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52060

A Avg School Grade
4 Schools
12.7:1 Avg Class Size
$15,322 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Maquoketa Community High School

📚 09 – 12 High School
👥
495 Students
👨‍🏫
14.4:1 Class Size
💰
$15,322 Per Student
A Very Good

Maquoketa Middle School

📚 06 – 08 Middle
👥
329 Students
👨‍🏫
12.7:1 Class Size
💰
$15,322 Per Student
A Very Good

Briggs Elementary School

📚 03 – 05 Elementary
👥
190 Students
👨‍🏫
10.6:1 Class Size
💰
$15,322 Per Student
B+ Above Average

Cardinal Elementary School

📚 Pre-K – 02 Elementary
👥
266 Students
👨‍🏫
13.0:1 Class Size
💰
$15,322 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are there empty rentals in Maquoketa, IA?

Vacancy in Maquoketa, IA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $828/mo.

Are landlord laws favorable in Maquoketa, IA?

Maquoketa, IA operates under IA law, which is landlord-friendly overall for landlords. Expect consistent treatment in typical lease and eviction cases.

How does Maquoketa, IA stack up for property investment?

Yes - Maquoketa, IA a 3.0/5 investability score. With $205K home prices against $828/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is Maquoketa, IA good for house hacking?

House hacking in Maquoketa, IA is a challenging. With home values around $205K and rents at $828/mo, owner-occupants can offset a meaningful share of PITI.

What is the average monthly rent in Maquoketa, IA?

Expect rents around $828/mo per month in Maquoketa, IA. With home values at $205K, the yield math works out to reasonable levels for rental investors.

You know 52060 now. You don’t know where it ranks.

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How 52060 ranks in Clinton, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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