Real Estate Investing in Oxford Junction, Iowa (52323)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52323 (Oxford Junction, IA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 21.1% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oxford Junction, IA (52323)?
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Market Analysis: 52323 Oxford Junction
The 52323 ZIP covers a section of Oxford Junction that demands careful diligence. Prices near $126K look accessible, but the work to make a deal cash flow is real.
Meanwhile, the numbers look inviting — $126K purchase price, 0.0% nominal cap — the work to hit that pro forma in 52323 is substantial and deserves full respect.
Nearby ZIPs in Oxford Junction have seen price recovery that 52323 has not matched. Jones County data supports the view that the spread is structural rather than temporary.
A robust renter share of 18% in 52323 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 52323 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Oxford Junction:
Market Trends
Home Value History (with trend line)
📊 How Does 52323 Compare?
| Metric | 52323 | Oxford Junction | Cedar Rapids, IA | Iowa |
|---|---|---|---|---|
| Home Value | $126,334 | $126,334 | N/A | $227,232 |
| 5-Year CAGR | 3.5% | 3.5% | N/A | 6.0% |
| Avg Rent | $828 | $828 | N/A | - |
| Cap Rate | 5.1% | 5.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52323 (Oxford Junction, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $126,334 |
| Monthly Rent | $828 |
| Price-to-Rent | 12.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.9% |
| Cap Rate | 5.1% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +12.9% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +3.5% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52323
Population: 879
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52323
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Do landlords face vacancy issues in Oxford Junction, IA?
Oxford Junction, IA sees elevated vacancy, which is reasonable relative to the broader IA rental market.
What kind of tenants rent in Oxford Junction, IA?
Expect a solid tenant pool in Oxford Junction, IA. The rental market absorbs $828/mo rents without meaningful friction.
How does Oxford Junction, IA rate as a rental market?
Yes - Oxford Junction, IA a 3.0/5 investability score. With $126K home prices against $828/mo monthly rent, the market delivers a reasonable entry point for new investors.
What type of investing works in Oxford Junction, IA?
For Oxford Junction, IA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What are rental rates like in Oxford Junction, IA?
Expect rents around $828/mo per month in Oxford Junction, IA. With home values at $126K, the yield math works out to reasonable levels for rental investors.
You know 52323 now. You don’t know where it ranks.
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How 52323 ranks in Cedar Rapids, IA
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