Real Estate Investing in Jenera, Ohio (45841)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hancock County • Population: 1,077 • Data updated: September 2026

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Should you buy in 45841 (Jenera, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 21.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jenera, OH (45841)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $277,797
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $75,750
% Renters 18.2%

Market Analysis: 45841 Jenera

This part of Hancock County is not an easy win. The 45841 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 45841 is substantial only for operators who understand what they are buying. A $278K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader OH picture, 45841 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 45841 ZIP's population of 1,077 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

New investors are better served looking at Jenera's stable or hybrid ZIPs before stepping into 45841. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jenera:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+5.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Findlay, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Findlay, OH metro data
🏠

Property Strategy for 45841

Which property type performs best in this market?

Best for Cash Flow
4BR
4.5% cap rate
Best for Appreciation
3BR
+5.7% 5yr CAGR
Best Overall Value
4BR
$68,198/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $279,127 $1,490 3.8% +5.7% $93,042
4BR $272,794 $1,700 4.5% +4.6% $68,198

Market Trends

Home Value History (with trend line)

$289K$256K$222K$189K$155K$122KJul 2006Jul 2016Jul 2026

📊 How Does 45841 Compare?

Metric 45841 Jenera Findlay, OH Ohio
Home Value $277,797 $277,797 N/A $237,530
5-Year CAGR 4.4% 4.4% N/A 7.4%
Avg Rent $1,035 $1,035 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 45841? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45841 (Jenera, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+4.4%
Moderate

📉 Market Crash Risk Index

Based on Findlay, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $277,797
Monthly Rent $1,035
Price-to-Rent 22.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +5.8% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45841

Population: 1,077

💰 Median Household Income
$75,750
This area
$75,750
State
$68,496
USA
$74,580
🏠 Renter Occupied
18.2%
This area
18.2%
State
25.8%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-9.1%
USA
3.7%
🎓 College Educated
28.8%
This area
28.8%
State
8.4%
USA
33.7%
👤 Median Age
45.5 years
This area
45.5 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
21.7%
This area
21.7%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 96.8%
Other/Mixed 3.1%
Hispanic/Latino 0.6%
👶 Under 18
24.2%
This area
24.2%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby
C
Bluffton University
678 students · 8.7 mi
C+
Ohio Northern University
3,042 students · 9.2 mi
D
Winebrenner Theological Seminary
125 students · 12.7 mi
C
The University of Findlay
5,057 students · 12.8 mi

Frequently Asked Questions

Are renters plentiful in Jenera, OH?

Working renters make up the core of the Jenera, OH tenant base. The pool is reasonable for investors targeting long-term holds.

How strong is Jenera, OH for real estate investors?

Jenera, OH rates 3.0/5 for investability. With median values at $278K and rents near $1,035/mo, the market offers reasonable fundamentals for rental investors.

Which investment style suits Jenera, OH?

A careful cash-flow rentals with hands-on management strategy Jenera, OH best. The market produces reliable results for that approach at the $278K price point.

Are landlord laws favorable in Jenera, OH?

Jenera, OH operates under OH law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

What are home prices like in Jenera, OH?

Median home price in Jenera, OH is near $278K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

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How 45841 ranks in Findlay, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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