Real Estate Investing in Mount Cory, Ohio (45868)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hancock County • Population: 809 • Data updated: September 2026

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Should you buy in 45868 (Mount Cory, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (88/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mount Cory, OH (45868)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $228,457
Avg Monthly Rent $1,197
1% Rule ✗ Does Not Meet
Median Income $97,063
% Renters 10.0%

Market Analysis: 45868 Mount Cory

This part of Hancock County is not an easy win. The 45868 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 45868 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Mount Cory have seen price recovery that 45868 has not matched. Hancock County data supports the view that the spread is structural rather than temporary.

The demographic picture in 45868 includes headwinds that any investor should price in. Income distribution skews lower than Mount Cory averages, and tenant stability requires active management.

New investors are better served looking at Mount Cory's stable or hybrid ZIPs before stepping into 45868. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mount Cory:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,197/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Findlay, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Findlay, OH metro data

Market Trends

Home Value History (with trend line)

$238K$209K$180K$151K$122K$93KJul 2006Jul 2016Jul 2026

📊 How Does 45868 Compare?

Metric 45868 Mount Cory Findlay, OH Ohio
Home Value $228,457 $228,457 N/A $237,530
5-Year CAGR 4.3% 4.3% N/A 7.4%
Avg Rent $1,197 $1,197 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 45868? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45868 (Mount Cory, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+4.3%
Moderate

📉 Market Crash Risk Index

Based on Findlay, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $228,457
Monthly Rent $1,197
Price-to-Rent 15.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45868

Population: 809

💰 Median Household Income
$97,063
This area
$97,063
State
$68,496
USA
$74,580
🏠 Renter Occupied
10.0%
This area
10.0%
State
25.8%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-9.1%
USA
3.7%
🎓 College Educated
12.7%
This area
12.7%
State
8.4%
USA
33.7%
👤 Median Age
38.4 years
This area
38.4 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
0.4%
This area
0.4%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 94.8%
Other/Mixed 5.2%
Hispanic/Latino 4.6%
👶 Under 18
27.7%
This area
27.7%
USA
22.0%
👴 65 and Over
8.9%
This area
8.9%
USA
17.3%
📊 Poverty Rate
0.5%
This area
0.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby
C
Bluffton University
678 students · 5.8 mi
C
The University of Findlay
5,057 students · 11.7 mi
D
Winebrenner Theological Seminary
125 students · 11.8 mi
C+
Ohio Northern University
3,042 students · 14.1 mi

Frequently Asked Questions

Is Mount Cory in OH worth investing in?

Our data puts Mount Cory, OH at 3.0/5 for investability. Home prices of $228K and rents around $1,197/mo create a solid backdrop for investor activity.

How do home values compare in Mount Cory, OH?

In Mount Cory, OH the median home value sits at $228K. Against the broader OH market, that reads as reasonable for most investors.

Is vacancy a concern in Mount Cory, OH?

Rental vacancy in Mount Cory, OH is elevated. Investors should budget normal turnover but not chronic empty units.

Does house hacking work in Mount Cory, OH?

House hacking in Mount Cory, OH is reasonable to execute. Prices around $228K and rents of $1,197/mo solid owner-occupant economics.

What do rentals go for in Mount Cory, OH?

Average rent in Mount Cory, OH is approximately $1,197/mo per month. Against $228K home values that yields a reasonable rent-to-price ratio.

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How 45868 ranks in Findlay, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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