Real Estate Investing in Beaverdam, Ohio (45808)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Allen County • Population: 329 • Data updated: September 2026

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Should you buy in 45808 (Beaverdam, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.4% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Beaverdam, OH (45808)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $124,247
Avg Monthly Rent $1,062
1% Rule ✗ Does Not Meet
Median Income $77,813
% Renters 16.5%

Market Analysis: 45808 Beaverdam

ZIP 45808 inside Allen County looks affordable on the surface — median value of $124K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 45808 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 45808 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 45808 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Beaverdam:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.6× the median income
Value Trend
Rising (+7.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,062/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Lima, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lima, OH metro data

Market Trends

Home Value History (with trend line)

$129K$115K$100K$85K$71K$56KJul 2006Jul 2016Jul 2026

📊 How Does 45808 Compare?

Metric 45808 Beaverdam Lima, OH Ohio
Home Value $124,247 $124,247 N/A $237,530
5-Year CAGR 3.8% 3.8% N/A 7.4%
Avg Rent $1,062 $1,062 N/A -
Cap Rate 6.7% 6.7% - -
💡 Why Invest in 45808? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45808 (Beaverdam, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.7%
Good
5yr Growth
+3.8%
Moderate

📉 Market Crash Risk Index

Based on Lima, OH metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $124,247
Monthly Rent $1,062
Price-to-Rent 9.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.3%
Cap Rate 6.7%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +7.8% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.7%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.7%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45808

Population: 329

💰 Median Household Income
$77,813
This area
$77,813
State
$68,496
USA
$74,580
🏠 Renter Occupied
16.5%
This area
16.5%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-9.1%
USA
3.7%
🎓 College Educated
6.7%
This area
6.7%
State
8.4%
USA
33.7%
👤 Median Age
53.8 years
This area
53.8 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
20.4%
This area
20.4%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 96.1%
Other/Mixed 4.0%
Hispanic/Latino 2.2%
👶 Under 18
10.4%
This area
10.4%
USA
22.0%
👴 65 and Over
10.0%
This area
10.0%
USA
17.3%
📊 Poverty Rate
7.4%
This area
7.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

7 Nearby 1,790 Off-Campus Students
C
Bluffton University
678 students · 5.8 mi
D
Ohio State University-Lima Campus
740 students · 7.0 mi
C
James A. Rhodes State College
3,968 students · 7.0 mi
C+
Ohio Northern University
3,042 students · 8.9 mi
C
University of Northwestern Ohio
2,606 students · 10.7 mi
C
Ohio State Beauty Academy
96 students · 11.1 mi
C+
Apollo Career Center
527 students · 13.3 mi

Investor Insight: With 1,790 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Beaverdam, OH rate as a rental market?

Beaverdam, OH scores 3.0/5 for investability. Home values sit at $124K and rents near $1,062/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What are rental rates like in Beaverdam, OH?

Average rent in Beaverdam, OH is approximately $1,062/mo per month. Against $124K home values that yields a reasonable rent-to-price ratio.

Is vacancy a concern in Beaverdam, OH?

Rental vacancy in Beaverdam, OH is elevated. Investors should budget normal turnover but not chronic empty units.

What real estate strategy is ideal for Beaverdam, OH?

Beaverdam, OH investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($124K prices, $1,062/mo rents) make it a reasonable choice.

What is the tenant pool like in Beaverdam, OH?

Expect a solid tenant pool in Beaverdam, OH. The rental market absorbs $1,062/mo rents without meaningful friction.

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How 45808 ranks in Lima, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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