Real Estate Investing in Ada, Ohio (45810)
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Should you buy in 45810 (Ada, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.3% of homes vacant — above national norms.
What’s happening in Ada, OH (45810)?
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Market Analysis: 45810 Ada
This part of Hardin County is not an easy win. The 45810 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 45810 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 45810's metrics run below Hardin County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 45810 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Ada's stable or hybrid ZIPs before stepping into 45810. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Ada:
Property Strategy for 45810
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $158,559 | $990 | 4.5% | +6.4% | $79,279 |
| 3BR | $225,049 | $1,250 | 4.0% | +8.4% | $75,016 |
| 4BR | $266,007 | $1,400 | 3.8% | +7.9% | $66,502 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 45810 Compare?
| Metric | 45810 | Ada | Findlay, OH | Ohio |
|---|---|---|---|---|
| Home Value | $234,454 | $234,454 | N/A | $237,530 |
| 5-Year CAGR | 7.1% | 7.1% | N/A | 7.4% |
| Avg Rent | $1,000 | $1,000 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45810 (Ada, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $234,454 |
| Monthly Rent | $1,000 |
| Price-to-Rent | 19.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +9.3% ▲ |
| 3-Year CAGR | +7.1% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45810
Population: 7,345
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45810
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,790 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Ada, OH a smart market for rental property?
The 3.0/5 investability rating in Ada, OH reflects its $234K prices and $1,000/mo rents. Investors generally consider it a solid option within OH.
What is the typical rental rate in Ada, OH?
The typical rental in Ada, OH commands about $1,000/mo monthly. That rent profile steady cash flow against the $234K purchase basis.
What is the rental occupancy rate in Ada, OH?
Ada, OH vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What real estate strategy is ideal for Ada, OH?
Ada, OH investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($234K prices, $1,000/mo rents) make it a reasonable choice.
Are homes affordable in Ada, OH?
Ada, OH median home values land near $234K. That is reasonable territory for investors looking at $1,000/mo-per-month rentals.
You know 45810 now. You don’t know where it ranks.
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How 45810 ranks in Findlay, OH
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