Real Estate Investing in Anna, Ohio (45302)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45302 (Anna, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Anna, OH (45302)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45302 Anna
This part of Shelby County is not an easy win. The 45302 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 45302 can be a worth a close look for hunting ground — but the discount at $334K reflects genuine risk that outside investors often underestimate.
In the broader OH picture, 45302 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 45302 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 45302 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Anna:
Property Strategy for 45302
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $225,535 | $1,230 | 3.9% | +8.6% | $112,768 |
| 3BR | $322,345 | $1,650 | 3.7% | +8.5% | $107,448 |
| 4BR | $379,210 | $1,720 | 3.3% | +9.4% | $94,802 |
Market Trends
Home Value History (with trend line)
📊 How Does 45302 Compare?
| Metric | 45302 | Anna | Sidney, OH | Ohio |
|---|---|---|---|---|
| Home Value | $333,681 | $333,681 | N/A | $237,530 |
| 5-Year CAGR | 7.4% | 7.4% | N/A | 7.4% |
| Avg Rent | $1,107 | $1,107 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45302 (Anna, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $333,681 |
| Monthly Rent | $1,107 |
| Price-to-Rent | 25.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +10.5% ▲ |
| 3-Year CAGR | +8.4% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45302
Population: 4,369
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45302
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What kind of market is Anna, OH for investors?
Investors tracking Anna, OH will find a 3.0/5 rating supported by $334K median home values and $1,107/mo rents. That profile suits long-term holders targeting predictable returns.
What do rentals go for in Anna, OH?
Rental rates in Anna, OH average $1,107/mo. Tenant demand and $334K home values make the yield look reasonable by investor standards.
How qualified is the tenant pool in Anna, OH?
Expect a solid tenant pool in Anna, OH. The rental market absorbs $1,107/mo rents without meaningful friction.
Is Anna, OH good for house hacking?
The house hack math a challenging in Anna, OH. Owner-occupant buyers benefit from the $1,107/mo rents and $334K home values.
How quickly do rentals get leased in Anna, OH?
Anna, OH carries elevated vacancy risk. Expect stable absorption at market rents of $1,107/mo.
You know 45302 now. You don’t know where it ranks.
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How 45302 ranks in Sidney, OH
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