Real Estate Investing in Sidney, Ohio (45365)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45365 (Sidney, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Sidney, OH (45365)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 45365 Sidney
Not every below-median market is a bargain. Sidney's 45365 ZIP registers signals that favor experienced operators who can absorb the risk $220K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $220K asset, 45365 is the wrong submarket. If the plan prices in friction, the yield can still work.
From an investor standpoint, 45365 offers a low basis, the region around Sidney has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Demographically, 45365 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The 45365 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Sidney:
Property Strategy for 45365
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $90,492 | $780 | 6.2% | +5.0% | $90,492 |
| 2BR | $147,851 | $1,020 | 5.0% | +8.7% | $73,926 |
| 3BR | $214,931 | $1,370 | 4.6% | +8.3% | $71,644 |
| 4BR | $274,540 | $1,430 | 3.8% | +8.4% | $68,635 |
| 5BR | $300,632 | — | — | +9.0% | $60,126 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 45365 Compare?
| Metric | 45365 | Sidney | Sidney, OH | Ohio |
|---|---|---|---|---|
| Home Value | $219,852 | $219,852 | N/A | $237,530 |
| 5-Year CAGR | 7.0% | 7.0% | N/A | 7.4% |
| Avg Rent | $1,142 | $1,142 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45365 (Sidney, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $219,852 |
| Monthly Rent | $1,142 |
| Price-to-Rent | 16.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.1% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +10.5% ▲ |
| 3-Year CAGR | +8.1% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45365
Population: 28,955
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45365
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,742 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the best play in Sidney, OH?
Investors usually favor careful cash-flow rentals with hands-on management in Sidney, OH. With home values at $220K and rents near $1,142/mo, other strategies can work but produce reliable rather than outsized returns.
What is the typical renter like in Sidney, OH?
The tenant pool in Sidney, OH is solid, supported by local employment and population fundamentals. Rents of $1,142/mo are well-absorbed by the market.
Where do home prices stand in Sidney, OH?
Homes in Sidney, OH typically sell near $220K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
What is it like being a landlord in Sidney, OH?
Sidney, OH operates under OH law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
What is the typical rental rate in Sidney, OH?
Sidney, OH rentals go for roughly $1,142/mo a month. That puts gross yield in solid territory relative to $220K acquisition costs.
You know 45365 now. You don’t know where it ranks.
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How 45365 ranks in Sidney, OH
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