Real Estate Investing in Port Jefferson, Ohio (45360)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Shelby County • Population: 325 • Data updated: September 2026

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Should you buy in 45360 (Port Jefferson, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 21.3% of homes vacant — above national norms.
  • Higher unemployment: 8.3% unemployment — tenant risk signal.
  • Lower household income: $32,500 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Port Jefferson, OH (45360)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $141,242
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $32,500
% Renters 15.4%

Market Analysis: 45360 Port Jefferson

ZIP 45360 inside Shelby County looks affordable on the surface — median value of $141K — but the discount exists for reasons that a careful buyer should understand before committing.

In practical terms, the numbers look inviting — $141K purchase price, 0.0% nominal cap — the work to hit that pro forma in 45360 is substantial and deserves full respect.

In the broader OH picture, 45360 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 45360 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 45360 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Port Jefferson:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+5.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Sidney, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sidney, OH metro data

Market Trends

Home Value History (with trend line)

$148K$129K$110K$91K$71K$52KJan 2012May 2019Jul 2026

📊 How Does 45360 Compare?

Metric 45360 Port Jefferson Sidney, OH Ohio
Home Value $141,242 $141,242 N/A $237,530
5-Year CAGR 6.6% 6.6% N/A 7.4%
Avg Rent $882 $882 N/A -
Cap Rate 4.9% 4.9% - -
💡 Why Invest in 45360? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45360 (Port Jefferson, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Sidney, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $141,242
Monthly Rent $882
Price-to-Rent 13.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.9%
5-Year IRR 11.4%

📈 Home Appreciation

1-Year +5.8% ▲
3-Year CAGR +8.6% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 45360

Population: 325

💰 Median Household Income
$32,500
This area
$32,500
State
$68,496
USA
$74,580
🏠 Renter Occupied
15.4%
This area
15.4%
State
25.8%
USA
34.0%
💼 Unemployment Rate
8.3%
This area
8.3%
State
-9.1%
USA
3.7%
🎓 College Educated
4.3%
This area
4.3%
State
8.4%
USA
33.7%
👤 Median Age
45.9 years
This area
45.9 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
21.3%
This area
21.3%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 98.2%
Other/Mixed 1.8%
Hispanic/Latino 1.3%
👶 Under 18
14.5%
This area
14.5%
USA
22.0%
👴 65 and Over
14.8%
This area
14.8%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 1,742 Off-Campus Students
C
Upper Valley Career Center
113 students · 13.3 mi
C
Edison State Community College
4,548 students · 13.5 mi

Investor Insight: With 1,742 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How tight is the rental market in Port Jefferson, OH?

Vacancy in Port Jefferson, OH is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $882/mo.

What type of investing works in Port Jefferson, OH?

In Port Jefferson, OH the significant play is typically careful cash-flow rentals with hands-on management. The combination of $141K prices and $882/mo rents suits that approach.

How much is rent in Port Jefferson, OH?

Rental rates in Port Jefferson, OH average $882/mo. Tenant demand and $141K home values make the yield look reasonable by investor standards.

Is Port Jefferson, OH landlord-friendly?

The landlord environment in Port Jefferson, OH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is Port Jefferson, OH a good place for real estate investing?

With a 3.0/5 investability score, Port Jefferson, OH ranks as a solid market for rental property investors. Median prices of $141K and rents of $882/mo drive the underlying numbers.

You know 45360 now. You don’t know where it ranks.

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How 45360 ranks in Sidney, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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