Real Estate Investing in Maplewood, Ohio (45340)
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Should you buy in 45340 (Maplewood, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.6% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Maplewood, OH (45340)?
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Market Analysis: 45340 Maplewood
The 45340 ZIP covers a section of Maplewood that demands careful diligence. Prices near $298K look accessible, but the work to make a deal cash flow is real.
For an experienced owner, 45340 can be a a solid fit for hunting ground — but the discount at $298K reflects genuine risk that outside investors often underestimate.
The gap between 45340 and stronger Maplewood ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A substantial renter share of 2% in 45340 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Distressed ZIPs reward experience. impressive returns are possible in 45340, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Maplewood:
Market Trends
Home Value History (with trend line)
📊 How Does 45340 Compare?
| Metric | 45340 | Maplewood | Sidney, OH | Ohio |
|---|---|---|---|---|
| Home Value | $297,940 | $297,940 | N/A | $237,530 |
| 5-Year CAGR | 7.1% | 7.1% | N/A | 7.4% |
| Avg Rent | $972 | $972 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45340 (Maplewood, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $297,940 |
| Monthly Rent | $972 |
| Price-to-Rent | 25.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +9.2% ▲ |
| 3-Year CAGR | +8.3% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +7.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45340
Population: 592
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Do landlords face vacancy issues in Maplewood, OH?
Expect elevated vacancy in Maplewood, OH. Rents at $972/mo are absorbed by the tenant base without meaningful lag.
What is the typical rental rate in Maplewood, OH?
Investors in Maplewood, OH typically see rents near $972/mo per month against $298K home values - a solid setup for rental cash flow.
What kind of tenants rent in Maplewood, OH?
Maplewood, OH offers a reliable renter base at the $972/mo rent level. Tenant turnover is reasonable for well-managed properties.
How viable is house hacking in Maplewood, OH?
The house hack math a challenging in Maplewood, OH. Owner-occupant buyers benefit from the $972/mo rents and $298K home values.
What investment strategy works best in Maplewood, OH?
In Maplewood, OH the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $298K prices and $972/mo rents suits that approach.
You know 45340 now. You don’t know where it ranks.
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How 45340 ranks in Sidney, OH
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