Real Estate Investing in Pachuta, Mississippi (39347)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clarke County • Population: 1,068 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 39347 (Pachuta, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 35.6% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.5% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pachuta, MS (39347)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $155,306
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $43,882
% Renters 17.1%

Market Analysis: 39347 Pachuta

ZIP 39347 inside Clarke County looks affordable on the surface — median value of $155K — but the discount exists for reasons that a careful buyer should understand before committing.

Put differently, the numbers look inviting — $155K purchase price, 0.0% nominal cap — the work to hit that pro forma in 39347 is substantial and deserves full respect.

Turning to rents, 39347 offers a low basis, the region around Pachuta has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A durable renter share of 17% in 39347 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pachuta:

C Below Average
Buy Confidence Score: 58/100
Affordability
20/25
Appreciation
10/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Meridian, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Meridian, MS metro data

Market Trends

Home Value History (with trend line)

$170K$157K$144K$131K$118K$105KFeb 2016May 2021Jul 2026

📊 How Does 39347 Compare?

Metric 39347 Pachuta Meridian, MS Mississippi
Home Value $155,306 $155,306 N/A $186,446
5-Year CAGR 0.5% 0.5% N/A 4.0%
Avg Rent $783 $783 N/A -
Cap Rate 3.9% 3.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39347 (Pachuta, MS). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 39347 (Pachuta, MS)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
3.9%
Low
5yr Growth
+0.5%
Slow

📉 Market Crash Risk Index

Based on Meridian, MS metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
63%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $155,306
Monthly Rent $783
Price-to-Rent 16.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 3.9%
5-Year IRR 4.5%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR -1.4% ▼
5-Year CAGR +0.5% ▲
10-Year CAGR +3.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
35.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 39347

Population: 1,068

💰 Median Household Income
$43,882
This area
$43,882
State
$48,827
USA
$74,580
🏠 Renter Occupied
17.1%
This area
17.1%
State
27.7%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-17.6%
USA
3.7%
🎓 College Educated
22.0%
This area
22.0%
State
-11.7%
USA
33.7%
👤 Median Age
64.2 years
This area
64.2 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
35.6%
This area
35.6%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 59.4%
Black/African American 38.5%
Other/Mixed 2.1%
Hispanic/Latino 0.4%
👶 Under 18
11.7%
This area
11.7%
USA
22.0%
👴 65 and Over
45.8%
This area
45.8%
USA
17.3%
📊 Poverty Rate
3.2%
This area
3.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is real estate in Pachuta, MS a good investment right now?

Pachuta, MS rates 2.0/5 for investability. With median values at $155K and rents near $783/mo, the market offers reasonable fundamentals for rental investors.

How should investors approach Pachuta, MS?

In Pachuta, MS the robust play is typically careful cash-flow rentals with hands-on management. The combination of $155K prices and $783/mo rents suits that approach.

Where do rents currently stand in Pachuta, MS?

Investors in Pachuta, MS typically see rents near $783/mo per month against $155K home values - a solid setup for rental cash flow.

What kind of vacancy should I budget for in Pachuta, MS?

Pachuta, MS vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What is the tenant pool like in Pachuta, MS?

The tenant pool in Pachuta, MS is solid, supported by local employment and population fundamentals. Rents of $783/mo are well-absorbed by the market.

You know 39347 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 39347 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 39347 ranks in Meridian, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 39347 (Pachuta)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 39347 (Pachuta, MS).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.