Real Estate Investing in Shubuta, Mississippi (39360)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 39360 (Shubuta, MS)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 28.1% of homes vacant — above national norms.
- Declining values: -3.0% 5-year CAGR — values have moved lower.
- Elevated poverty: 26.5% poverty rate — can affect rent collection.
- Lower household income: $34,531 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Shubuta, MS (39360)?
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Market Analysis: 39360 Shubuta
In practical terms, ZIP 39360 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $90K median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $90K asset, 39360 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 39360 among MS's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 39360 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 39360 is an operator game, not a passive one. In practical terms, entry prices of $90K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Shubuta:
Market Trends
Home Value History (with trend line)
📊 How Does 39360 Compare?
| Metric | 39360 | Shubuta | Meridian, MS | Mississippi |
|---|---|---|---|---|
| Home Value | $89,979 | $89,979 | N/A | $186,446 |
| 5-Year CAGR | N/A | N/A | N/A | 4.0% |
| Avg Rent | $783 | $783 | N/A | - |
| Cap Rate | 6.8% | 6.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39360 (Shubuta, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $89,979 |
| Monthly Rent | $783 |
| Price-to-Rent | 9.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.4% |
| Cap Rate | 6.8% |
| 5-Year IRR | 3.7% |
📈 Home Appreciation
| 1-Year | +0.4% ▲ |
| 3-Year CAGR | -2.0% ▼ |
| 5-Year CAGR | -3.0% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.8%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39360
Population: 4,162
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Shubuta, MS better for rentals, flips, or BRRRR?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Shubuta, MS. The numbers - $90K homes against $783/mo rents - support that play.
What is the typical renter like in Shubuta, MS?
Tenant demand in Shubuta, MS is solid. The local workforce $783/mo rents across most rental classes.
How strong are rents in Shubuta, MS?
Expect rents around $783/mo per month in Shubuta, MS. With home values at $90K, the yield math works out to reasonable levels for rental investors.
What is the rental occupancy rate in Shubuta, MS?
Rental vacancy in Shubuta, MS is elevated. Investors should budget normal turnover but not chronic empty units.
Are homes affordable in Shubuta, MS?
Expect median prices around $90K in Shubuta, MS. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
You know 39360 now. You don’t know where it ranks.
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How 39360 ranks in Meridian, MS
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