Real Estate Investing in Heidelberg, Mississippi (39439)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jasper County • Population: 4,497 • Data updated: September 2026

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Should you buy in 39439 (Heidelberg, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 15.8% of homes vacant — above national norms.
  • Declining values: -0.9% 5-year CAGR — values have moved lower.
  • Elevated poverty: 25.2% poverty rate — can affect rent collection.
  • Lower household income: $33,362 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Heidelberg, MS (39439)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $121,475
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $33,362
% Renters 12.6%

Market Analysis: 39439 Heidelberg

This part of Jasper County is not an easy win. The 39439 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 39439 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 39439's metrics run below Jasper County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 39439 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. durable returns are possible in 39439, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Heidelberg:

D Needs Caution
Buy Confidence Score: 48/100
Affordability
15/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Laurel, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Laurel, MS metro data

Market Trends

Home Value History (with trend line)

$140K$129K$118K$107K$96K$85KJan 2012May 2019Jul 2026

📊 How Does 39439 Compare?

Metric 39439 Heidelberg Laurel, MS Mississippi
Home Value $121,475 $121,475 N/A $186,446
5-Year CAGR N/A N/A N/A 4.0%
Avg Rent $801 $801 N/A -
Cap Rate 5.1% 5.1% - -
💡 Why Invest in 39439? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39439 (Heidelberg, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
-0.9%
Declining

📉 Market Crash Risk Index

Based on Laurel, MS metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $121,475
Monthly Rent $801
Price-to-Rent 12.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.9%
Cap Rate 5.1%
5-Year IRR 4.3%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +0.4% ▲
5-Year CAGR -0.9% ▼
10-Year CAGR +1.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.9%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 39439

Population: 4,497

💰 Median Household Income
$33,362
This area
$33,362
State
$48,827
USA
$74,580
🏠 Renter Occupied
12.6%
This area
12.6%
State
27.7%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-17.6%
USA
3.7%
🎓 College Educated
15.0%
This area
15.0%
State
-11.7%
USA
33.7%
👤 Median Age
37.8 years
This area
37.8 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
15.8%
This area
15.8%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
Black/African American 74.9%
White 18.6%
Other/Mixed 6.5%
👶 Under 18
26.6%
This area
26.6%
USA
22.0%
👴 65 and Over
15.1%
This area
15.1%
USA
17.3%
📊 Poverty Rate
25.2%
This area
25.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39439

A Avg School Grade
3 Schools
11.5:1 Avg Class Size
$16,138 Avg Per Pupil

Schools in This ZIP Code

A Very Good

WILLIAM J BERRY ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
394 Students
👨‍🏫
11.0:1 Class Size
💰
$16,138 Per Student
A Very Good

HEIDELBERG HIGH SCHOOL

📚 09 – 12 High School
👥
229 Students
👨‍🏫
11.4:1 Class Size
💰
$16,138 Per Student
B+ Above Average

HEIDELBERG JUNIOR HIGH SCHOOL

📚 07 – 08 Middle
👥
107 Students
👨‍🏫
12.2:1 Class Size
💰
$16,138 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
B
Southeastern Baptist College
69 students · 11.5 mi
C+
Hatfield's Mississippi College of Beauty Culture
51 students · 13.8 mi

Frequently Asked Questions

How do home values compare in Heidelberg, MS?

The median home value in Heidelberg, MS is roughly $121K. That puts it reasonable relative to the MS statewide average.

How deep is the rental pool in Heidelberg, MS?

Heidelberg, MS draws a consistent base of working renters. Demand at the $801/mo rent level is reasonable for standard single-family and small multi rentals.

What do landlords charge for rent in Heidelberg, MS?

Investors in Heidelberg, MS typically see rents near $801/mo per month against $121K home values - a solid setup for rental cash flow.

How landlord-friendly is Heidelberg, MS?

MS ranks as a landlord-friendly state for landlord-tenant law. Heidelberg generally follows the statewide framework, so landlords face reasonable operating rules.

What is the investability score for Heidelberg, MS?

With a 3.0/5 investability score, Heidelberg, MS ranks as a solid market for rental property investors. Median prices of $121K and rents of $801/mo drive the underlying numbers.

You know 39439 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 39439 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 39439 ranks in Laurel, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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