Real Estate Investing in Stonewall, Mississippi (39363)
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Should you buy in 39363 (Stonewall, MS)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 29.2% of homes vacant — above national norms.
- Declining values: -1.8% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 3.7% in the last year.
- Elevated poverty: 29.8% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stonewall, MS (39363)?
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Market Analysis: 39363 Stonewall
ZIP 39363 offers what many appreciation markets cannot: an affordable basis at $65K and rent support of $783/mo for rehab-driven equity creation in Clarke County.
Value-add is the defining thesis in 39363. Homes trade near $65K, well below the state median, and rehabbed comps tend to clear meaningfully higher — a classic forced-equity setup.
Statewide, MS value-add investors migrate toward ZIPs with 39363's profile — older stock, soft but real rent growth, and $65K pricing that keeps rehab math workable.
On the rental side, incomes in 39363 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.
ZIP 39363 fits investors who can swing a hammer — or pay someone to swing one well. BRRRR, fix-and-flip, and fix-and-hold all work when the rehab scope is matched to the rent lift.
Here's what matters if you're considering buying a home in Stonewall:
Market Trends
Home Value History (with trend line)
📊 How Does 39363 Compare?
| Metric | 39363 | Stonewall | Meridian, MS | Mississippi |
|---|---|---|---|---|
| Home Value | $64,793 | $64,793 | N/A | $186,446 |
| 5-Year CAGR | N/A | N/A | N/A | 4.0% |
| Avg Rent | $783 | $783 | N/A | - |
| Cap Rate | 9.4% | 9.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39363 (Stonewall, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $64,793 |
| Monthly Rent | $783 |
| Price-to-Rent | 6.9:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 14.5% |
| Cap Rate | 9.4% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | -3.7% ▼ |
| 3-Year CAGR | -2.1% ▼ |
| 5-Year CAGR | -1.8% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (9.4%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39363
Population: 1,619
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is it possible to hit the 1% rule in Stonewall, MS?
Stonewall, MS delivers a 1.21% rent-to-price ratio on average. Investors targeting the 1% rule will find solid opportunities.
What does house hacking look like in Stonewall, MS?
House hacking in Stonewall, MS is reasonable to execute. Prices around $65K and rents of $783/mo solid owner-occupant economics.
How much does a house cost in Stonewall, MS?
Median home price in Stonewall, MS is near $65K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.
What is the typical rental rate in Stonewall, MS?
Rent in Stonewall, MS is around $783/mo. The resulting rent-to-value relationship with $65K pricing is reasonable for most investor models.
Does buy-rehab-rent-refinance work in Stonewall, MS?
Stonewall, MS BRRRR deals are a strong. With proper buy-side discipline, operators can recycle most of their capital post-refinance.
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How 39363 ranks in Meridian, MS
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