Real Estate Investing in Brandon, Mississippi (39145)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 39145 (Brandon, MS)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.5% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Brandon, MS (39145)?
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Market Analysis: 39145 Brandon
The 39145 ZIP covers a section of Brandon that demands careful diligence. Prices near $229K look accessible, but the work to make a deal cash flow is real.
Rent of $927/mo on a $229K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 39145 sits below the stated 0.0% once reality is priced in.
In the broader MS picture, 39145 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Resident income in 39145 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. resilient returns are possible in 39145, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Brandon:
Property Strategy for 39145
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $139,935 | $1,030 | 5.3% | +2.8% | $69,968 |
| 3BR | $206,161 | $1,230 | 4.3% | +4.8% | $68,720 |
| 4BR | $415,611 | $1,360 | 2.4% | +6.1% | $103,903 |
Market Trends
Home Value History (with trend line)
📊 How Does 39145 Compare?
| Metric | 39145 | Brandon | Jackson, MS | Mississippi |
|---|---|---|---|---|
| Home Value | $229,055 | $271,612 | N/A | $186,446 |
| 5-Year CAGR | 3.6% | 4.1% | N/A | 4.0% |
| Avg Rent | $927 | $1,550 | N/A | - |
| Cap Rate | 3.2% | 4.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39145 (Brandon, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $229,055 |
| Monthly Rent | $927 |
| Price-to-Rent | 20.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +5.6% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +3.6% ▲ |
| 10-Year CAGR | +4.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39145
Population: 5,094
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 39145
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical home price in Brandon, MS?
Homes in Brandon, MS typically sell near $229K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.
Is Brandon, MS a good market for FHA house hackers?
Brandon, MS offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $927/mo rent level.
Are there empty rentals in Brandon, MS?
Vacancy in Brandon, MS is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $927/mo.
How much is rent in Brandon, MS?
Brandon, MS rentals go for roughly $927/mo a month. That puts gross yield in solid territory relative to $229K acquisition costs.
How strict are landlord regulations in Brandon, MS?
Rental owners in Brandon, MS deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
You know 39145 now. You don’t know where it ranks.
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How 39145 ranks in Jackson, MS
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