Real Estate Investing in Huntland, Tennessee (37345)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Franklin County • Population: 2,635 • Data updated: September 2026

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Should you buy in 37345 (Huntland, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Huntland, TN (37345)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $229,486
Avg Monthly Rent $1,044
1% Rule ✗ Does Not Meet
Median Income $49,125
% Renters 19.8%

Market Analysis: 37345 Huntland

The 37345 ZIP covers a section of Huntland that demands careful diligence. Prices near $229K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 37345 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within TN, ZIP 37345 trails on several market indicators that neighboring Franklin County submarkets outperform. The gap is real and substantial enough to shape underwriting.

From a cash-flow lens, 2,635 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 37345 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Huntland:

C+ Average
Buy Confidence Score: 63/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+9.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,044/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Tullahoma-Manchester, TN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tullahoma-Manchester, TN metro data

Market Trends

Home Value History (with trend line)

$243K$207K$170K$133K$97K$60KJul 2006Jul 2016Jul 2026

📊 How Does 37345 Compare?

Metric 37345 Huntland Tullahoma-Manchester, TN Tennessee
Home Value $229,486 $229,486 N/A $327,001
5-Year CAGR 7.3% 7.3% N/A 7.7%
Avg Rent $1,044 $1,044 N/A -
Cap Rate 3.6% 3.6% - -
💡 Why Invest in 37345? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37345 (Huntland, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+7.3%
Strong

📊 Market Snapshot

Home Value $229,486
Monthly Rent $1,044
Price-to-Rent 18.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +9.6% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +7.3% ▲
10-Year CAGR +8.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.3%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 37345

Population: 2,635

💰 Median Household Income
$49,125
This area
$49,125
State
$60,881
USA
$74,580
🏠 Renter Occupied
19.8%
This area
19.8%
State
25.6%
USA
34.0%
💼 Unemployment Rate
0.3%
This area
0.3%
State
-22.2%
USA
3.7%
🎓 College Educated
12.0%
This area
12.0%
State
-6.3%
USA
33.7%
👤 Median Age
42.4 years
This area
42.4 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
6.3%
This area
6.3%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 91.1%
Other/Mixed 5.1%
Hispanic/Latino 3.7%
Black/African American 3.7%
Asian 0.2%
👶 Under 18
22.3%
This area
22.3%
USA
22.0%
👴 65 and Over
21.1%
This area
21.1%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37345

B+ Avg School Grade
1 Schools
13.9:1 Avg Class Size
$11,739 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Huntland School

📚 Pre-K – 12 K-12
👥
662 Students
👨‍🏫
13.9:1 Class Size
💰
$11,739 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is housing expensive in Huntland, TN?

Huntland, TN median home values land near $229K. That is reasonable territory for investors looking at $1,044/mo-per-month rentals.

How deep is the rental pool in Huntland, TN?

The tenant pool in Huntland, TN is solid, supported by local employment and population fundamentals. Rents of $1,044/mo are well-absorbed by the market.

What do landlords charge for rent in Huntland, TN?

Expect rents around $1,044/mo per month in Huntland, TN. With home values at $229K, the yield math works out to reasonable levels for rental investors.

How should investors approach Huntland, TN?

Most investors in Huntland, TN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is Huntland, TN good for landlords?

For rental operators, Huntland, TN rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

You know 37345 now. You don’t know where it ranks.

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How 37345 ranks in Tullahoma-Manchester, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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