Real Estate Investing in Wittman, Maryland (21676)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Talbot County • Population: 300 • Data updated: September 2026

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Should you buy in 21676 (Wittman, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 27.5% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 31.6 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wittman, MD (21676)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $481,050
Avg Monthly Rent $1,269
1% Rule ✗ Does Not Meet
Median Income $108,244
% Renters 0.0%

Market Analysis: 21676 Wittman

ZIP 21676 in Wittman, MD carries a impressive set of headwinds. Home values near $481K and rents of $1,269/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $481K asset, 21676 is the wrong submarket. If the plan prices in friction, the yield can still work.

Turning to rents, 21676 offers a low basis, the region around Wittman has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 21676 ZIP's population of 300 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

Distressed ZIPs reward experience. impressive returns are possible in 21676, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wittman:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,269/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Easton, MD Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Easton, MD metro data

Market Trends

Home Value History (with trend line)

$502K$451K$400K$349K$298K$247KJul 2006Jul 2016Jul 2026

📊 How Does 21676 Compare?

Metric 21676 Wittman Easton, MD Maryland
Home Value $481,050 $481,050 N/A $424,997
5-Year CAGR 3.4% 3.4% N/A 4.9%
Avg Rent $1,269 $1,269 N/A -
Cap Rate 2.1% 2.1% - -
💡 Why Invest in 21676? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21676 (Wittman, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+3.4%
Moderate

📉 Market Crash Risk Index

Based on Easton, MD metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
66%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $481,050
Monthly Rent $1,269
Price-to-Rent 31.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 5.5%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21676

Population: 300

💰 Median Household Income
$108,244
This area
$108,244
State
$107,932
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
23.8%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-20.0%
USA
3.7%
🎓 College Educated
55.5%
This area
55.5%
State
10.6%
USA
33.7%
👤 Median Age
70.8 years
This area
70.8 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
27.5%
This area
27.5%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 84.4%
Asian 11.4%
Other/Mixed 4.2%
👶 Under 18
1.5%
This area
1.5%
USA
22.0%
👴 65 and Over
62.5%
This area
62.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Do landlords face vacancy issues in Wittman, MD?

Rental vacancy in Wittman, MD is elevated. Investors should budget normal turnover but not chronic empty units.

How deep is the rental pool in Wittman, MD?

Expect a solid tenant pool in Wittman, MD. The rental market absorbs $1,269/mo rents without meaningful friction.

Is Wittman, MD a smart market for rental property?

With a 3.0/5 investability score, Wittman, MD ranks as a solid market for rental property investors. Median prices of $481K and rents of $1,269/mo drive the underlying numbers.

Does a duplex house hack pencil in Wittman, MD?

For house hackers, Wittman, MD is a challenging. The $1,269/mo rent on a unit helps defray the mortgage on a $481K property.

What approach is best for Wittman, MD real estate?

The best-fit strategy in Wittman, MD is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 21676 now. You don’t know where it ranks.

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How 21676 ranks in Easton, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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