Real Estate Investing in Sherwood, Maryland (21665)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Talbot County • Population: 169 • Data updated: September 2026

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Should you buy in 21665 (Sherwood, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 67.5% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 49.3 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sherwood, MD (21665)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $750,999
Avg Monthly Rent $1,269
1% Rule ✗ Does Not Meet
Median Income $150,809
% Renters 0.0%

Market Analysis: 21665 Sherwood

This part of Talbot County is not an easy win. The 21665 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 21665 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Sherwood have seen price recovery that 21665 has not matched. Talbot County data supports the view that the spread is structural rather than temporary.

Resident income in 21665 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 21665 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sherwood:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,269/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Easton, MD Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Easton, MD metro data

Market Trends

Home Value History (with trend line)

$774K$706K$639K$571K$503K$435KFeb 2018May 2022Jul 2026

📊 How Does 21665 Compare?

Metric 21665 Sherwood Easton, MD Maryland
Home Value $750,999 $750,999 N/A $424,997
5-Year CAGR 4.6% 4.6% N/A 4.9%
Avg Rent $1,269 $1,269 N/A -
Cap Rate 1.3% 1.3% - -
💡 Why Invest in 21665? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21665 (Sherwood, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.3%
Low
5yr Growth
+4.6%
Moderate

📉 Market Crash Risk Index

Based on Easton, MD metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
66%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $750,999
Monthly Rent $1,269
Price-to-Rent 49.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.0%
Cap Rate 1.3%
5-Year IRR 5.9%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +3.8% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
67.5%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21665

Population: 169

💰 Median Household Income
$150,809
This area
$150,809
State
$107,932
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
23.8%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-20.0%
USA
3.7%
🎓 College Educated
33.9%
This area
33.9%
State
10.6%
USA
33.7%
👤 Median Age
55.9 years
This area
55.9 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
67.5%
This area
67.5%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 83.5%
Hispanic/Latino 16.5%
Other/Mixed 16.5%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
16.5%
This area
16.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How expensive is real estate in Sherwood, MD?

Typical homes in Sherwood, MD go for around $751K. The 5-year CAGR of 0.0% reliable price movement.

How landlord-friendly is Sherwood, MD?

For rental operators, Sherwood, MD rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How strong is tenant demand in Sherwood, MD?

The renter base in Sherwood, MD is reasonable for the $1,269/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

How viable is house hacking in Sherwood, MD?

House hacking works a challenging in Sherwood, MD. Rents of $1,269/mo against $751K acquisition make the strategy solid for owner-occupants.

Which investment style suits Sherwood, MD?

For Sherwood, MD, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

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How 21665 ranks in Easton, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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