Real Estate Investing in McDaniel, Maryland (21647)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 21647 (McDaniel, MD)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High price-to-rent: Price-to-rent ratio 33.5 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in McDaniel, MD (21647)?
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Market Analysis: 21647 McDaniel
ZIP 21647 in McDaniel, MD carries a sturdy set of headwinds. Home values near $510K and rents of $1,269/mo sit inside a market where underwriting has to be tight.
The 21647 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader MD picture, 21647 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
A significant renter share of 7% in 21647 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Distressed ZIPs reward experience. sturdy returns are possible in 21647, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in McDaniel:
Market Trends
Home Value History (with trend line)
📊 How Does 21647 Compare?
| Metric | 21647 | McDaniel | Easton, MD | Maryland |
|---|---|---|---|---|
| Home Value | $510,263 | $510,263 | N/A | $424,997 |
| 5-Year CAGR | 3.0% | 3.0% | N/A | 4.9% |
| Avg Rent | $1,269 | $1,269 | N/A | - |
| Cap Rate | 1.9% | 1.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 21647 (McDaniel, MD). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $510,263 |
| Monthly Rent | $1,269 |
| Price-to-Rent | 33.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 1.9% |
| 5-Year IRR | 4.9% |
📈 Home Appreciation
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 21647
Population: 412
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 21647
Nearby Schools (2 more)
Schools in adjacent ZIP codes that may serve this area
St. Michaels Elementary
St. Michaels Middle/High School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does McDaniel, MD rate as a rental market?
McDaniel, MD rates 2.0/5 for investability. With median values at $510K and rents near $1,269/mo, the market offers reasonable fundamentals for rental investors.
How do experienced investors play McDaniel, MD?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in McDaniel, MD. The numbers - $510K homes against $1,269/mo rents - support that play.
What is the average monthly rent in McDaniel, MD?
Rent in McDaniel, MD is around $1,269/mo. The resulting rent-to-value relationship with $510K pricing is reasonable for most investor models.
How deep is the rental pool in McDaniel, MD?
The tenant pool in McDaniel, MD is solid, supported by local employment and population fundamentals. Rents of $1,269/mo are well-absorbed by the market.
Do rentals sit vacant long in McDaniel, MD?
Expect elevated vacancy in McDaniel, MD. Rents at $1,269/mo are absorbed by the tenant base without meaningful lag.
You know 21647 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 21647 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 21647 ranks in Easton, MD
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