Real Estate Investing in Stevensville, Maryland (21666)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 21666 (Stevensville, MD)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stevensville, MD (21666)?
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Market Analysis: 21666 Stevensville
ZIP 21666 inside Queen Annes County looks affordable on the surface — median value of $550K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 21666 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Stevensville have seen price recovery that 21666 has not matched. Queen Annes County data supports the view that the spread is structural rather than temporary.
A sturdy renter share of 20% in 21666 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 21666 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Stevensville:
Property Strategy for 21666
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $391,303 | $2,270 | 4.2% | +6.1% | $195,652 |
| 3BR | $483,087 | $2,880 | 4.3% | +6.7% | $161,029 |
| 4BR | $593,009 | $3,190 | 3.9% | +6.6% | $148,252 |
| 5BR | $820,618 | — | — | +7.7% | $164,124 |
Market Trends
Home Value History (with trend line)
📊 How Does 21666 Compare?
| Metric | 21666 | Stevensville | Baltimore-Columbia-Towson, MD | Maryland |
|---|---|---|---|---|
| Home Value | $549,552 | $549,552 | N/A | $424,997 |
| 5-Year CAGR | 4.6% | 4.6% | N/A | 4.9% |
| Avg Rent | $2,043 | $2,043 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 21666 (Stevensville, MD). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $549,552 |
| Monthly Rent | $2,043 |
| Price-to-Rent | 22.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 2.9% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +3.1% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 21666
Population: 14,205
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 21666
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 8,530 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the median home value in Stevensville, MD?
Typical homes in Stevensville, MD go for around $550K. The 5-year CAGR of 0.0% even-keeled price movement.
What kind of vacancy should I budget for in Stevensville, MD?
Occupancy in Stevensville, MD runs stable with elevated vacancy. Well-priced units at $2,043/mo lease on reasonable timelines.
Is it easy to find good tenants in Stevensville, MD?
Tenant demand in Stevensville, MD is solid. The local workforce $2,043/mo rents across most rental classes.
How landlord-friendly is Stevensville, MD?
Landlord-friendliness in Stevensville, MD is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Can owner-occupants cash flow in Stevensville, MD?
Stevensville, MD offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,043/mo rent level.
You know 21666 now. You don’t know where it ranks.
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How 21666 ranks in Baltimore-Columbia-Towson, MD
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