ZIP Codes That Pass the 1% Rule in Baltimore-Columbia-Towson, MD (2026)
Where monthly rent is at least 1% of the purchase price — the quick screen investors use before running full numbers.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 21223 1% rule | Baltimore, MD | $68,201 | $1,536 | 17.57% | -2.5% |
| 2 | 21217 1% rule | Baltimore, MD | $90,660 | $1,576 | 13.56% | -5.2% |
| 3 | 21205 1% rule | Baltimore, MD | $109,230 | $1,832 | 13.08% | -2.9% |
| 4 | 21213 1% rule | Baltimore, MD | $117,994 | $1,709 | 11.29% | 2.5% |
| 5 | 21216 1% rule | Baltimore, MD | $116,579 | $1,669 | 11.17% | 1.1% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
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